tag:blogger.com,1999:blog-19763144630726992552024-02-20T17:50:25.710-08:00dixonkestlesUp to date news and information from South Melbourne's leading estate agents.Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.comBlogger25125tag:blogger.com,1999:blog-1976314463072699255.post-22938769242779326402017-01-16T16:22:00.000-08:002017-01-16T16:22:27.492-08:00Things to look for when buying an apartment<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAl9fp1LhC92-rhWEHN8NE024E858fNH3lqPC5SdIZQkQSOLnBdOTVMJaCGGSleatR9CqHtWRdULL9Df1aLrVP8X7L-ZmIBDOTFJqoYQ-WnXHlo0ZLHhSHgm-k5cjSsFwbZcJ38uXMjdNi/s1600/dk+stills-51.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAl9fp1LhC92-rhWEHN8NE024E858fNH3lqPC5SdIZQkQSOLnBdOTVMJaCGGSleatR9CqHtWRdULL9Df1aLrVP8X7L-ZmIBDOTFJqoYQ-WnXHlo0ZLHhSHgm-k5cjSsFwbZcJ38uXMjdNi/s400/dk+stills-51.jpg" width="400" /></a></div>
<div class="p1">
<span class="s1"><span style="font-size: small;"><i><br /></i></span></span></div>
<div class="p1">
<span class="s1"><span style="font-size: small;"><i>Whether you’re a first home buyer, empty nester, or investor, you’ve made the decision to purchase an apartment.</i></span></span></div>
<div class="p1">
<span class="s1"><span style="font-size: small;"><i><br /></i></span></span></div>
<div class="p1">
<span class="s1"><span style="font-size: small;"><i>Good for you!</i></span></span></div>
<div class="p1">
<span class="s1"><span style="font-size: small;"><i><br /></i></span></span></div>
<div class="p1">
<span class="s1"><span style="font-size: small;"><i>Apartment ownership as opposed to freehold house ownership has its quirks, and these may not be apparent in the Section 32. As an Owners Corporation Manager, I have seen it all! Here are some things to look out for to make sure that your investment is solid and your sanity saved.</i></span></span></div>
<ul class="ul1">
<li class="li1"><span class="s1"><span style="font-size: small;">Account balances – does the Owners Corporation have a healthy bank balance, both in the Administration and Sinking Funds?</span></span></li>
</ul>
<ul class="ul1">
<li class="li1"><span class="s1"><span style="font-size: small;">Owners Corporation Rules – are there any rules that would not suit you as an owner or diminish the ease of finding a tenant? In particular, look at rules relating to pets, car parking, storage, use of balconies and courtyards.</span></span></li>
</ul>
<ul class="ul1">
<li class="li1"><span class="s1"><span style="font-size: small;">Procedures for things such as apartment renovations, air conditioning installations, or changes to the external appearance. Note that you may not have the right to install or change what you like without the permission of the Owners Corporation.</span></span></li>
</ul>
<ul class="ul1">
<li class="li1"><span class="s1"><span style="font-size: small;">Does the building have an elevator, a pool/gym, automatic car park gate, cooling towers, hydronic heating, or any other major plant equipment? These shared facilities are what make apartment living great, but be aware of the high costs associated with maintenance and replacements. Ensure the Owners Corp has an up to date Maintenance Plan and is accumulating money in the Sinking Fund for the eventual replacement of these capital items.</span></span></li>
</ul>
<ul class="ul1">
<li class="li1"><span class="s1"><span style="font-size: small;">Is there a well-functioning and active committee? A quick chat with the Owners Corporation Manager should give you a good idea.</span></span></li>
</ul>
<ul class="ul1">
<li class="li1"><span class="s1"><span style="font-size: small;">If buying off the plan – take the first year OC fees, and double them! This is a more realistic figure of what the fees will be in subsequent years. Developers often create a low first year budget as most building components are still under warranty, and of course to attract buyers.</span></span></li>
</ul>
<ul class="ul1">
<li class="li1"><span class="s1"><span style="font-size: small;">When reading AGM minutes, any of the following phrases should raise a red flag: “water leak/ingress”, “structural issues”, “legal action”, “dispute”, “VCAT”, “Special Levy”. Read between the lines to check for ongoing disputes, personality clashes, and difficult members.</span></span></li>
</ul>
<ul class="ul1">
<li class="li1"><span class="s1"><span style="font-size: small;">Look around the building for any components that look old or outdated such as painting, window frames, floor surfaces, gardens, lifts. Chances are it will be on the agenda to carry out these works in the next couple of years so be prepared for that expense or ask the OC Manager if funds are already being put aside for this.</span></span></li>
</ul>
<ul class="ul1">
<li class="li1"><span class="s1"><span style="font-size: small;">Check the plan of subdivision for where your lot boundaries are and what is included on your title – some plans have the lot boundary as the internal face of the walls, whereas other have it as the exterior face. Each has different implications in determining who is responsible to pay for works. If you’re unsure, check with the OC Manager.</span></span></li>
</ul>
<style type="text/css">
p.p1 {margin: 0.0px 0.0px 0.0px 0.0px; font: 21.0px Times; -webkit-text-stroke: #000000}
li.li1 {margin: 0.0px 0.0px 0.0px 0.0px; font: 21.0px Times; -webkit-text-stroke: #000000}
span.s1 {font-kerning: none}
ul.ul1 {list-style-type: disc}
</style>
<br />
<div class="p1">
<span class="s1"><span style="font-size: small;">If it all checks out, enjoy the high life in your new apartment with (hopefully) no nasty surprises.</span></span><br />
<span class="s1"><span style="font-size: small;"><br /></span></span>
<span class="s1"><span style="font-size: small;">- Caitlin See, OC Manager</span></span></div>
Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-27221332663828737392017-01-04T16:39:00.000-08:002017-01-04T16:39:24.312-08:00Meet The Team: Nadia Powell<h3>
<span lang="EN-US" style="line-height: 21.528px;"><div style="text-align: center;">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgeaj00bbshy7qmw-XSvA_C6QYYOg7jv1aWcYZ3JDDZmrpvbS5bIrZO6H7uaQz9DWDiLc82vUVfSrOG3kkn97vm5vDZiXs20PlSbqPkRrrYTUA7Qv_5ZHgft3ZAul1u6oXrZs2g4Nf1npEe/s1600/NadiaP2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgeaj00bbshy7qmw-XSvA_C6QYYOg7jv1aWcYZ3JDDZmrpvbS5bIrZO6H7uaQz9DWDiLc82vUVfSrOG3kkn97vm5vDZiXs20PlSbqPkRrrYTUA7Qv_5ZHgft3ZAul1u6oXrZs2g4Nf1npEe/s400/NadiaP2.jpg" width="400" /></a></div>
<span style="font-family: "avenir book"; font-size: small;"><span style="font-weight: normal;"><i><br /></i></span></span>
<span style="font-family: "avenir book"; font-size: small;"><span style="font-weight: normal;"><i>Our Head of Property Management, Nadia Powell, shares her tops tips for landlords and tenants and fills us in on what its like to work at Dixon Kestles.</i></span></span></div>
<div style="font-family: 'avenir book'; font-size: 10pt; font-style: italic; font-weight: normal;">
<i><span lang="EN-US" style="font-size: 10pt; line-height: 15.3333px;"><br /></span></i></div>
<div style="text-align: left;">
<br />
<div class="MsoNormal" style="line-height: 21.528px;">
<span style="font-family: "avenir book"; font-size: small;">What is your role/position at DK?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Head of the Property Management Department</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Where would we find you on your day off?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Either heading down to the Mornington Peninsula or trying out a new restaurant to go to for a long lunch.</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Best thing about working at DK</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">The people and culture. Everybody works hard and is supportive of each other and I have a really dedicated team.</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">What are you watching on Netflix?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">The Crown. Great acting and really admire the Queen</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Personal mantra?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">From personal experience - Everything is possible </span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Dream travel destination?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Bora Bora</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Advice for landlords?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">We are here to look after you the best we can so please let us know if we need to change anything to cater to your needs. </span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Advice for tenants?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Please put any maintenance to us in writing and if you do call to leave a message on our mobile it helps to let us know which property you are calling from. We know our tenants well but not that well.</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Three things you’d choose to take with you if you were stranded on a desert island?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Husband</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Guitar</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Wok</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">What would people say is the most surprising thing about you?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">That I have had a diverse business background</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Any favourite quotes or sayings that help keep you motivated?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Nothing great was ever achieved without enthusiasm</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Favourite travel destination?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Amalfi Coast</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Most used emoji?</span><br />
<span style="font-family: "avenir book"; font-size: small;"><span style="font-weight: normal;">Smiley face - because more people need to smile</span></span><br />
<div>
<br /></div>
</div>
</div>
</span></h3>
Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-6418084627834151452016-12-14T15:38:00.000-08:002016-12-14T15:40:25.657-08:00Community Living Over The Festive Season<div style="margin-left: 18.0pt;">
</div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjt6zgbLytI5vviK7tm3dYUDdCKKgzxZO9id9s27ov7Qu2MH0PzmT43VL3tVdR-WolvWWQpa727AxeI4Dwm8BRNxZXvKMqBX3lLI5rT9ZmSsgqNExoZX7S7Ymqkb8Tra7EbQ-ZjXkDpunKs/s1600/Screen+Shot+2016-12-15+at+10.26.33+AM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="250" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjt6zgbLytI5vviK7tm3dYUDdCKKgzxZO9id9s27ov7Qu2MH0PzmT43VL3tVdR-WolvWWQpa727AxeI4Dwm8BRNxZXvKMqBX3lLI5rT9ZmSsgqNExoZX7S7Ymqkb8Tra7EbQ-ZjXkDpunKs/s400/Screen+Shot+2016-12-15+at+10.26.33+AM.png" width="400" /></a></div>
<div style="text-align: center;">
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><br /></span></div>
<div style="text-align: left;">
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">With
the festive season well and truly underway we thought we would put together
some tips on how to best manage community living over this time. From
loud parties to leaving your home behind as you head off on vacation to knowing
who to contact when your OC manager is on holiday, here are some important
things to keep in mind:</span></div>
<ul>
<li><span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">If you are having
Christmas/New Year’s parties, it is courteous to let your neighbours know in
advance and do your best to keep the noise down late at night.</span></li>
<li><span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">When sharing bins with
others it is vital that Christmas wrapping/packaging be disposed of appropriately
– recycle where possible, break down/flatten boxes and don’t overload the
communal bins. And wrap up those prawn shells!</span></li>
<li><span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">Ensure pets are properly
looked after if you are going away.</span></li>
<li><span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">It is a very good idea to
leave a key with a friend or family member and inform your OC manager of who to
contact in your absence in case there is an emergency. You wouldn’t want your
fantastic summer holiday cut short by a burst water pipe or broken alarm.</span></li>
<li><span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">Ensure all items
on balconies/courtyards are well secured in case of summer storms.</span></li>
<li><span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">OC Managers/building
managers all need a holiday break too… so make sure you know who to contact in
an emergency on public holidays.</span></li>
</ul>
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><o:p></o:p><o:p> </o:p>-Caitlin See, OC Manager</span><br />
<!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
<o:PixelsPerInch>96</o:PixelsPerInch>
</o:OfficeDocumentSettings>
</xml><![endif]-->
<!--[if gte mso 9]><xml>
<w:WordDocument>
<w:View>Normal</w:View>
<w:Zoom>0</w:Zoom>
<w:TrackMoves/>
<w:TrackFormatting/>
<w:PunctuationKerning/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
<w:DoNotPromoteQF/>
<w:LidThemeOther>EN-US</w:LidThemeOther>
<w:LidThemeAsian>X-NONE</w:LidThemeAsian>
<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
<w:Compatibility>
<w:BreakWrappedTables/>
<w:SnapToGridInCell/>
<w:WrapTextWithPunct/>
<w:UseAsianBreakRules/>
<w:DontGrowAutofit/>
<w:SplitPgBreakAndParaMark/>
<w:EnableOpenTypeKerning/>
<w:DontFlipMirrorIndents/>
<w:OverrideTableStyleHps/>
</w:Compatibility>
<m:mathPr>
<m:mathFont m:val="Cambria Math"/>
<m:brkBin m:val="before"/>
<m:brkBinSub m:val="--"/>
<m:smallFrac m:val="off"/>
<m:dispDef/>
<m:lMargin m:val="0"/>
<m:rMargin m:val="0"/>
<m:defJc m:val="centerGroup"/>
<m:wrapIndent m:val="1440"/>
<m:intLim m:val="subSup"/>
<m:naryLim m:val="undOvr"/>
</m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="false"
DefSemiHidden="false" DefQFormat="false" DefPriority="99"
LatentStyleCount="382">
<w:LsdException Locked="false" Priority="0" QFormat="true" Name="Normal"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 1"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 2"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 3"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 4"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 5"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 6"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 8"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 9"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 1"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 4"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 5"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 7"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 8"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="header"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footer"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index heading"/>
<w:LsdException Locked="false" Priority="35" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="caption"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of figures"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope return"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="line number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="page number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of authorities"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="macro"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="toa heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 9"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Mention"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Smart Hyperlink"/>
</w:LatentStyles>
</xml><![endif]-->
<style>
<!--
/* Font Definitions */
@font-face
{font-family:"Courier New";
panose-1:2 7 3 9 2 2 5 2 4 4;
mso-font-charset:0;
mso-generic-font-family:auto;
mso-font-pitch:variable;
mso-font-signature:-536859905 -1073711037 9 0 511 0;}
@font-face
{font-family:Wingdings;
panose-1:5 0 0 0 0 0 0 0 0 0;
mso-font-charset:2;
mso-generic-font-family:auto;
mso-font-pitch:variable;
mso-font-signature:0 268435456 0 0 -2147483648 0;}
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;
mso-font-charset:1;
mso-generic-font-family:roman;
mso-font-format:other;
mso-font-pitch:variable;
mso-font-signature:0 0 0 0 0 0;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;
mso-font-charset:0;
mso-generic-font-family:auto;
mso-font-pitch:variable;
mso-font-signature:-536870145 1073786111 1 0 415 0;}
@font-face
{font-family:"Gotham Book";
panose-1:0 0 0 0 0 0 0 0 0 0;
mso-font-charset:0;
mso-generic-font-family:auto;
mso-font-pitch:variable;
mso-font-signature:-1610611969 1073741915 0 0 159 0;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{mso-style-unhide:no;
mso-style-qformat:yes;
mso-style-parent:"";
margin:0cm;
margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:Calibri;
mso-fareast-theme-font:minor-latin;}
p.MsoListParagraph, li.MsoListParagraph, div.MsoListParagraph
{mso-style-priority:34;
mso-style-unhide:no;
mso-style-qformat:yes;
margin-top:0cm;
margin-right:0cm;
margin-bottom:0cm;
margin-left:36.0pt;
margin-bottom:.0001pt;
mso-add-space:auto;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:Calibri;
mso-fareast-theme-font:minor-latin;}
p.MsoListParagraphCxSpFirst, li.MsoListParagraphCxSpFirst, div.MsoListParagraphCxSpFirst
{mso-style-priority:34;
mso-style-unhide:no;
mso-style-qformat:yes;
mso-style-type:export-only;
margin-top:0cm;
margin-right:0cm;
margin-bottom:0cm;
margin-left:36.0pt;
margin-bottom:.0001pt;
mso-add-space:auto;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:Calibri;
mso-fareast-theme-font:minor-latin;}
p.MsoListParagraphCxSpMiddle, li.MsoListParagraphCxSpMiddle, div.MsoListParagraphCxSpMiddle
{mso-style-priority:34;
mso-style-unhide:no;
mso-style-qformat:yes;
mso-style-type:export-only;
margin-top:0cm;
margin-right:0cm;
margin-bottom:0cm;
margin-left:36.0pt;
margin-bottom:.0001pt;
mso-add-space:auto;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:Calibri;
mso-fareast-theme-font:minor-latin;}
p.MsoListParagraphCxSpLast, li.MsoListParagraphCxSpLast, div.MsoListParagraphCxSpLast
{mso-style-priority:34;
mso-style-unhide:no;
mso-style-qformat:yes;
mso-style-type:export-only;
margin-top:0cm;
margin-right:0cm;
margin-bottom:0cm;
margin-left:36.0pt;
margin-bottom:.0001pt;
mso-add-space:auto;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:Calibri;
mso-fareast-theme-font:minor-latin;}
.MsoChpDefault
{mso-style-type:export-only;
mso-default-props:yes;
font-family:Calibri;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-fareast-font-family:Calibri;
mso-fareast-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:"Times New Roman";
mso-bidi-theme-font:minor-bidi;}
@page WordSection1
{size:612.0pt 792.0pt;
margin:72.0pt 72.0pt 72.0pt 72.0pt;
mso-header-margin:36.0pt;
mso-footer-margin:36.0pt;
mso-paper-source:0;}
div.WordSection1
{page:WordSection1;}
/* List Definitions */
@list l0
{mso-list-id:1339188367;
mso-list-type:hybrid;
mso-list-template-ids:1123968332 67698689 67698691 67698693 67698689 67698691 67698693 67698689 67698691 67698693;}
@list l0:level1
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-18.0pt;
font-family:Symbol;}
@list l0:level2
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-18.0pt;
font-family:"Courier New";}
@list l0:level3
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-18.0pt;
font-family:Wingdings;}
@list l0:level4
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-18.0pt;
font-family:Symbol;}
@list l0:level5
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-18.0pt;
font-family:"Courier New";}
@list l0:level6
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-18.0pt;
font-family:Wingdings;}
@list l0:level7
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-18.0pt;
font-family:Symbol;}
@list l0:level8
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-18.0pt;
font-family:"Courier New";}
@list l0:level9
{mso-level-number-format:bullet;
mso-level-text:;
mso-level-tab-stop:none;
mso-level-number-position:left;
text-indent:-18.0pt;
font-family:Wingdings;}
ol
{margin-bottom:0cm;}
ul
{margin-bottom:0cm;}
-->
</style>
<!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-parent:"";
mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
mso-para-margin:0cm;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:Calibri;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;}
</style>
<![endif]-->
<!--StartFragment-->
<!--EndFragment-->Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-76856558383390232952016-12-14T14:33:00.000-08:002017-01-03T16:36:15.590-08:00Back to basics – What is an “Owners Corporation”?<div style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 0px; box-sizing: border-box; color: #232629; font-family: Georgia, serif; font-size: 18px; font-stretch: inherit; line-height: 32px; margin-bottom: 32px; outline: 0px; padding: 0px; vertical-align: baseline;">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiCo279cKP0NVNFsHdPkL0XIG6oPKBvQBQ_IMppEFCskLZ3IQJn70j0bjZy_6k0ZelrsobKrHKp3W0JDnBD2XMvbyh8BzlqImTMHJMV3aap8jnqEdZVxnDq4FVUII-dhLG_ESxpiKzLU5LV/s1600/Owners-Corporation-Management-buildings.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiCo279cKP0NVNFsHdPkL0XIG6oPKBvQBQ_IMppEFCskLZ3IQJn70j0bjZy_6k0ZelrsobKrHKp3W0JDnBD2XMvbyh8BzlqImTMHJMV3aap8jnqEdZVxnDq4FVUII-dhLG_ESxpiKzLU5LV/s400/Owners-Corporation-Management-buildings.jpg" width="400" /></a></div>
<span style="font-size: small;"><br /></span>
<span style="font-size: small;">In the Dixon Kestles OC department, we often receive the comment from owners and tenants who we assist that “Dixon Kestles is our Owners Corporation”. This is not entirely accurate…the Owners Corporation is YOU!</span></div>
<div style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 0px; box-sizing: border-box; color: #232629; font-family: Georgia, serif; font-size: 18px; font-stretch: inherit; line-height: 32px; margin-bottom: 32px; outline: 0px; padding: 0px; vertical-align: baseline;">
<span style="font-size: small;">The Owners Corporation is an entity that is made up of all of the lot owners in a strata scheme. To use the analogy of a company share, the Owners Corporation is the company and each of the owners (members) are the shareholders. As a member, you have both a responsibility to contribute to the Owners Corporation and uphold the relevant legislation; and an entitlement to a portion of the assets held by the Owners Corporation.</span></div>
<div style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 0px; box-sizing: border-box; color: #232629; font-family: Georgia, serif; font-size: 18px; font-stretch: inherit; line-height: 32px; margin-bottom: 32px; outline: 0px; padding: 0px; vertical-align: baseline;">
<span style="font-size: small;">The ‘Common Property’, which is all of the land that is not privately owned by individual owners, belongs to the Owners Corporation. It is in all members’ interest to ensure that the common property is maintained and well managed as it is an asset belonging to the members as a group.</span></div>
<div style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 0px; box-sizing: border-box; color: #232629; font-family: Georgia, serif; font-size: 18px; font-stretch: inherit; line-height: 32px; margin-bottom: 32px; outline: 0px; padding: 0px; vertical-align: baseline;">
<span style="font-size: small;">The Owners Corporation runs as a democratic system, and each member has the right to vote on matters relating to the building and how funds are spent. A Committee of Management is elected at each Annual General Meeting, who represent the whole group and are often delegated the power to make all kinds of decisions as to the administering of the building.</span></div>
<div style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 0px; box-sizing: border-box; color: #232629; font-family: Georgia, serif; font-size: 18px; font-stretch: inherit; line-height: 32px; margin-bottom: 32px; outline: 0px; padding: 0px; vertical-align: baseline;">
<span style="font-size: small;">The overarching goal of an Owners Corporation is twofold: to maintain and improve property values; and to maintain and improve the quality of life for those residing in the building. Dixon Kestles are engaged by Owners Corporations to assist in achieving these goals and ensure that they are meeting their legislative obligations.</span></div>
<div style="border: 0px; box-sizing: border-box; color: #232629; font-family: georgia, serif; font-stretch: inherit; line-height: 32px; margin-bottom: 32px; outline: 0px; padding: 0px; vertical-align: baseline;">
<span style="font-size: xx-small;">- <i>Caitlin See, Owners Corporation Manager</i></span></div>
Anonymoushttp://www.blogger.com/profile/03513593381669943339noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-8994163909222955692016-12-13T13:43:00.000-08:002016-12-14T16:17:57.803-08:00Meet the Team: Rebecca Fergus<h3>
<span lang="EN-US" style="line-height: 21.528px;"><div style="text-align: center;">
<div style="font-family: 'avenir book'; font-style: italic; font-weight: normal;">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjo2kc0TGphZUgUoyzxC_WRov7AkMBnZz-g3872T9reTiejmLF7P0bkxUyjUyOH-59fr72rj59vW3KKUHoGwimtrTxad96DCEUJzC9_oTCX53vpOHCXE_s7Nc7vjt3v1PPSyyx-NcuKuDIH/s1600/DK.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjo2kc0TGphZUgUoyzxC_WRov7AkMBnZz-g3872T9reTiejmLF7P0bkxUyjUyOH-59fr72rj59vW3KKUHoGwimtrTxad96DCEUJzC9_oTCX53vpOHCXE_s7Nc7vjt3v1PPSyyx-NcuKuDIH/s320/DK.jpg" width="320" /></a></div>
<div class="separator" style="clear: both;">
<br /></div>
<br /></div>
<span style="font-size: small;"><span style="font-family: "avenir book";"><span style="font-weight: normal;"><i>We sat down with our Associate Director, Rebecca Fergus, and found out a bit more about her favourite travel destinations, emojis and quotes. </i></span></span></span></div>
<div style="font-family: 'avenir book'; font-size: 10pt; font-style: italic; font-weight: normal;">
<i><span lang="EN-US" style="font-size: 10pt; line-height: 15.3333px;"><br /></span></i></div>
<div style="text-align: left;">
<br />
<div class="MsoNormal" style="font-family: "avenir book"; line-height: 21.528px;">
<span style="line-height: 21.528px;"><span style="font-size: small;"><br /></span></span></div>
<div class="MsoNormal" style="line-height: 21.528px;">
<span style="font-family: "avenir book"; font-size: small;">What is your role/position at DK?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">I'm an Associate Director and I head up the commercial property management department - the team consists of 4 property managers, 2 lease administrators and 1 trust account person. I have been at DK for just over 10 years and have 20 years' experience in commercial property management. </span><br />
<br />
<span style="font-family: "avenir book"; font-size: small;">Where would we find you on your day off?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Day off!?! No, doesn't happen. But at weekends I can usually be found on a golf course, somewhere within a 2 hour radius of Melbourne. I love the game!!</span><br />
<br />
<span style="font-family: "avenir book"; font-size: small;">Best thing about working at DK</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">The ethos. The culture. The team. And the little bit of fun we throw into the mixing pot too. It's important to like coming to work and enjoying it. </span><br />
<br />
<span style="font-family: "avenir book"; font-size: small;">What are you watching on Netflix? </span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Ummm! Netflix!! I'm paying a monthly fee for it, but never watch it! Need to fix that!!</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Personal mantra?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">I think I can, I know I can. </span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">I think I can, I know I can. </span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Dream travel destination?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">That's an easy one - I was there only a few weeks ago - Italy, especially the Amalfi Coast. But anywhere on a plane. The further away the better!</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Advice for commercial landlords?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">When choosing a commercial property manager, you need to be comfortable with their experience and their knowledge, along with their approach and manner when dealing with people. Don't let fees and charges cloud your decision making - you pay for what you get when it comes to professional advice, service and ability. </span><br />
<br />
<span style="font-family: "avenir book"; font-size: small;">Advice for commercial tenants?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Your property manager is the messenger - please don't shoot the messenger. </span><br />
<br />
<span style="font-family: "avenir book"; font-size: small;">Three things you’d choose to take with you if you were stranded on a desert island?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">1. Well, if you knew you were going to be stranded on a desert island, you'd take a boat with you ... wouldn't you?? So, i would take a boat and I'd have it fully stocked with all of life's little luxuries, and necessities. </span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">2. My mobile phone in its solar powered battery charger cover</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">3. My 7 iron</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">The more I think about it, being stranded on this desert island could be my dream travel destination from your question above!!</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">What would people say is the most surprising thing about you?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">When they find out that I really have curly hair!!!</span><br />
<br />
<span style="font-family: "avenir book"; font-size: small;">Any favourite quotes or sayings that help keep you motivated?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">-If a job is worth doing, it is worth doing well. </span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">-the more you put into life, the more you get out</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">-treat people the way YOU would like to be treated, not the way you ARE treated (more people need to adopt this motto!)</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">-what goes around, comes around</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">-Laughter is the best medicine. </span><br />
<br />
<span style="font-family: "avenir book"; font-size: small;">Favourite travel destination?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">I had two weeks on the Amalfi Coast in September - I love the wine, the food, the people, the rugged coastline, the narrow laneways and steps, the climate, the bluest skies and water, their relaxed way of life - I'd go back in a heartbeat. </span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Most used emoji?</span><br />
<span style="font-family: "avenir book"; font-size: small;">😘😘 <span style="font-weight: normal;">only with family and friends. </span></span><br />
<div>
<br /></div>
</div>
</div>
</span></h3>
Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-196868199355499922016-12-01T18:14:00.001-08:002016-12-01T18:14:33.178-08:00Preparation for buying a property<div style="margin-bottom: .0001pt; margin: 0cm;">
<b><span style="color: black; font-family: "sans-serif","serif"; font-size: 13.5pt;"><br /></span></b></div>
<div style="text-align: center;">
<b><b style="font-family: "Times New Roman"; font-size: 12pt;"><span style="font-family: sans-serif, serif; font-size: 13.5pt;"><strong><span style="font-family: "sans-serif","serif";">Preparation for buying a
property</span></strong></span></b></b></div>
<b>
</b><br />
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqNO1gD5vtKOIbsR7BZvqSlOeLzv_8RZQJomYKIzJWOqurlcpWx2eKEeiM8T5pMaPTa09ZPtGojPREry63FRfKk1XWJ__IroVg0N_W2Z7Z_ORtoISYcXN4roPH6akd9_KMK7KpOl1nVh05/s1600/main.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqNO1gD5vtKOIbsR7BZvqSlOeLzv_8RZQJomYKIzJWOqurlcpWx2eKEeiM8T5pMaPTa09ZPtGojPREry63FRfKk1XWJ__IroVg0N_W2Z7Z_ORtoISYcXN4roPH6akd9_KMK7KpOl1nVh05/s320/main.jpg" width="320" /></a></div>
<br />
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="color: black; font-family: "sans-serif","serif"; font-size: 13.5pt;"><br /></span></div>
<div style="margin: 0cm 0cm 0.0001pt; text-align: center;">
<span style="color: black; font-family: "sans-serif","serif"; font-size: 13.5pt;"><i>Buying a home is likely to be the
biggest investment you will ever make. For first time buyers this process
can be especially daunting. It is therefore essential to ensure that the right
steps are taken to prepare for the purchase – this will make buying property just
that little bit easier.</i></span></div>
<div style="margin: 0cm 0cm 0.0001pt; text-align: center;">
<span style="color: black; font-family: "sans-serif","serif"; font-size: 13.5pt;"><i>Here are some of our tips on how
to be well prepared when buying a property:</i></span><span style="color: black; font-family: Times; font-size: 13.5pt;"><o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<strong><span style="color: black; font-family: ""arial"","serif"; font-size: 13.5pt;">Understand what you can and
cannot afford</span></strong><span style="color: black; font-family: Times; font-size: 13.5pt;"><o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="color: black; font-family: ""arial"","serif"; font-size: 13.5pt;">Before you begin your property
search it's important to work out exactly how much you can afford to spend on
your new home. Many homebuyers do this by calculating if they can afford to pay
the monthly mortgage repayments. However, there are a multitude of additional
costs to consider with the home ownership process. These include legal fees,
stamp duty as well as ongoing costs incurred as a property owner such as
repairs, rates, insurance, body corporate etc. By taking all of these
additional costs into account you will end up with a much more accurate picture
of what you can truly afford. </span><span style="color: black; font-family: Times; font-size: 13.5pt;"><o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<strong><span style="color: black; font-family: ""arial"","serif"; font-size: 13.5pt;">Do your research and understand
the market</span></strong><span style="color: black; font-family: Times; font-size: 13.5pt;"><o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="color: black; font-family: ""arial"","serif"; font-size: 13.5pt;">Before buying into a specific market,
a sound understanding of the market as a whole is crucial. In addition to this,
being well informed about the key trends and conditions of your local area, can
help you to make a more informed purchase decision and potentially eliminate
buyer’s remorse down the track. The internet is a fantastic resource if you
know where to look! <o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="color: black; font-family: ""arial"","serif"; font-size: 13.5pt;">Here are a few resources we recommend:</span><span style="color: black; font-family: Times; font-size: 13.5pt;"><o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<em><b><span style="color: black; font-family: ""arial"","serif"; font-size: 13.5pt;">Property portals:</span></b></em><span style="color: black; font-family: ""arial"","serif"; font-size: 13.5pt;"> All
of the leading Australian property portals provide current listings as well as sold
directories so you can view the latest sales results in your local area. These
can be used to develop a clear picture of market conditions and help shape
expectations. In addition to this, they are a great source of advice in the
form of blogs and articles. Examples of property portals include
realestateVIEW.com.au and Domain.com.au</span><span style="color: black; font-family: Times; font-size: 13.5pt;"><o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<em><b><span style="color: black; font-family: ""arial"","serif"; font-size: 13.5pt;">Data sites:</span></b></em><span style="color: black; font-family: ""arial"","serif"; font-size: 13.5pt;"> If you
want to take it one step further and really engage with the data then property
data sites will be an invaluable resource. Sites like
propertyDATA.com.au, Residex and others provide access to market trends, as
well as historical sales results, median prices and a range of other
information (some of which is free and other resources which incur small fees).</span><span style="color: black; font-family: Times; font-size: 13.5pt;"><o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<em><b><span style="color: black; font-family: ""arial"","serif"; font-size: 13.5pt;">Agent & buyer advocate websites:</span></b></em><span style="color: black; font-family: ""arial"","serif"; font-size: 13.5pt;"> These can
also be a great source of information, with many individuals and companies
blogging about recent local market activity.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<strong><span style="color: black; font-family: ""arial"","serif"; font-size: 13.5pt;">Understand the in’s and out’s
of buying</span></strong><span style="color: black; font-family: Times; font-size: 13.5pt;"><o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0cm;">
<span style="color: black; font-family: ""arial"","serif"; font-size: 13.5pt;">Once you’ve found a home that fits
your needs and your budget, the next step is buying the property – this process
will differ depending on the method of sale. It is important to
familiarise yourself with the various buying methods to understand your rights/obligations
when purchasing via this method. Understanding this upfront may help you
to avoid making a costly mistake down the track.</span><span style="color: black; font-family: Times; font-size: 13.5pt;"><o:p></o:p></span></div>
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]--><!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
<o:PixelsPerInch>96</o:PixelsPerInch>
</o:OfficeDocumentSettings>
</xml><![endif]-->
<!--[if gte mso 9]><xml>
<w:WordDocument>
<w:View>Normal</w:View>
<w:Zoom>0</w:Zoom>
<w:TrackMoves>false</w:TrackMoves>
<w:TrackFormatting/>
<w:PunctuationKerning/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
<w:DoNotPromoteQF/>
<w:LidThemeOther>EN-US</w:LidThemeOther>
<w:LidThemeAsian>X-NONE</w:LidThemeAsian>
<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
<w:Compatibility>
<w:BreakWrappedTables/>
<w:SnapToGridInCell/>
<w:WrapTextWithPunct/>
<w:UseAsianBreakRules/>
<w:DontGrowAutofit/>
<w:SplitPgBreakAndParaMark/>
<w:EnableOpenTypeKerning/>
<w:DontFlipMirrorIndents/>
<w:OverrideTableStyleHps/>
</w:Compatibility>
<m:mathPr>
<m:mathFont m:val="Cambria Math"/>
<m:brkBin m:val="before"/>
<m:brkBinSub m:val="--"/>
<m:smallFrac m:val="off"/>
<m:dispDef/>
<m:lMargin m:val="0"/>
<m:rMargin m:val="0"/>
<m:defJc m:val="centerGroup"/>
<m:wrapIndent m:val="1440"/>
<m:intLim m:val="subSup"/>
<m:naryLim m:val="undOvr"/>
</m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="false"
DefSemiHidden="false" DefQFormat="false" DefPriority="99"
LatentStyleCount="382">
<w:LsdException Locked="false" Priority="0" QFormat="true" Name="Normal"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 1"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 2"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 3"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 4"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 5"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 6"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 8"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 9"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 1"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 4"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 5"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 7"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 8"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="header"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footer"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index heading"/>
<w:LsdException Locked="false" Priority="35" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="caption"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of figures"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope return"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="line number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="page number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of authorities"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="macro"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="toa heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Level 9"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Mention"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Smart Hyperlink"/>
</w:LatentStyles>
</xml><![endif]-->
<style>
<!--
/* Font Definitions */
@font-face
{font-family:Times;
panose-1:2 0 5 0 0 0 0 0 0 0;
mso-font-charset:0;
mso-generic-font-family:auto;
mso-font-pitch:variable;
mso-font-signature:3 0 0 0 1 0;}
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;
mso-font-charset:0;
mso-generic-font-family:auto;
mso-font-pitch:variable;
mso-font-signature:-536870145 1107305727 0 0 415 0;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;
mso-font-charset:0;
mso-generic-font-family:auto;
mso-font-pitch:variable;
mso-font-signature:-536870145 1073786111 1 0 415 0;}
@font-face
{font-family:sans-serif;
panose-1:0 0 0 0 0 0 0 0 0 0;
mso-font-alt:"Times New Roman";
mso-font-charset:0;
mso-generic-font-family:roman;
mso-font-format:other;
mso-font-pitch:auto;
mso-font-signature:0 0 0 0 0 0;}
@font-face
{font-family:"\0022arial\0022";
panose-1:0 0 0 0 0 0 0 0 0 0;
mso-font-alt:"Times New Roman";
mso-font-charset:0;
mso-generic-font-family:roman;
mso-font-format:other;
mso-font-pitch:auto;
mso-font-signature:0 0 0 0 0 0;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{mso-style-unhide:no;
mso-style-qformat:yes;
mso-style-parent:"";
margin:0cm;
margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:Calibri;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-fareast-font-family:Calibri;
mso-fareast-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:"Times New Roman";
mso-bidi-theme-font:minor-bidi;}
p
{mso-style-noshow:yes;
mso-style-priority:99;
mso-margin-top-alt:auto;
margin-right:0cm;
mso-margin-bottom-alt:auto;
margin-left:0cm;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:Calibri;
mso-fareast-theme-font:minor-latin;}
.MsoChpDefault
{mso-style-type:export-only;
mso-default-props:yes;
font-family:Calibri;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-fareast-font-family:Calibri;
mso-fareast-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:"Times New Roman";
mso-bidi-theme-font:minor-bidi;}
@page WordSection1
{size:612.0pt 792.0pt;
margin:72.0pt 72.0pt 72.0pt 72.0pt;
mso-header-margin:36.0pt;
mso-footer-margin:36.0pt;
mso-paper-source:0;}
div.WordSection1
{page:WordSection1;}
-->
</style>
<!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-parent:"";
mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
mso-para-margin:0cm;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:Calibri;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;}
</style>
<![endif]-->
<!--StartFragment-->
<!--EndFragment--><br />
<div style="margin-bottom: .0001pt; margin: 0cm;">
<br /></div>
Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-53705509165016019452016-11-30T16:15:00.000-08:002016-11-30T16:15:31.503-08:00Meet The Team: Caitlin See<h3>
<span lang="EN-US" style="line-height: 21.527997970581055px;"><div style="text-align: center;">
<div style="font-family: 'avenir book'; font-style: italic; font-weight: normal;">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhR4P_FIPQ3PmVCBsUV0aJkCvafoHoEljIjr60IBdFZa-rd8-epPEWQlpUOp-_nflSaykIJTvrshDWjO78epbSr2J5B_CwcsguXSMpsmeKEGKqJr5hP7-6no6yaY2DIdaOEcR3hA5w87TNe/s1600/caitlin.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhR4P_FIPQ3PmVCBsUV0aJkCvafoHoEljIjr60IBdFZa-rd8-epPEWQlpUOp-_nflSaykIJTvrshDWjO78epbSr2J5B_CwcsguXSMpsmeKEGKqJr5hP7-6no6yaY2DIdaOEcR3hA5w87TNe/s320/caitlin.jpg" width="320" /></a></div>
<br /></div>
<span style="font-size: small;"><span style="font-family: "avenir book";"><span style="font-weight: normal;"><i>Get to know our talented Owners Corporation Manager, Caitlin See. </i></span></span></span></div>
<div style="font-family: 'avenir book'; font-size: 10pt; font-style: italic; font-weight: normal;">
<i><span lang="EN-US" style="font-size: 10pt; line-height: 15.333332061767578px;"><br /></span></i></div>
<div style="text-align: left;">
<br />
<div class="MsoNormal" style="font-family: 'avenir book'; line-height: 21.527997970581055px;">
<span style="line-height: 21.527997970581055px;"><span style="font-size: small;"><br /></span></span></div>
<div class="MsoNormal" style="line-height: 21.527997970581055px;">
<span style="font-family: "avenir book"; font-size: small;">What is your role/position at DK?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Owners Corporation Manager </span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Where would we find you on your day off?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Sitting at the bar at my partner’s restaurant – Copper Pot Seddon (shameless plug) </span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Best thing about working at DK</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">The lovely people and team environment. </span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">What are you watching on Netflix?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Arrested Development (I’m behind the times)</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Personal mantra?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">To see the positive in everything</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Dream travel destination?</span><br />
<span style="font-family: "avenir book"; font-size: small;"><span style="font-weight: normal;">Iceland</span> </span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Advice for landlords?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Treat your property as you would a business – the more you invest into it, the more you will get out of it </span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Advice for tenants?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Be considerate of your neighbours and treat the property as you would your own home. </span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Three things you’d choose to take with you if you were stranded on a desert island?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Surfboard, cocktails, music player </span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">What would people say is the most surprising thing about you?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">I’m not as young as I look and I’ve been in the property industry 10 years (and counting!)</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Any favourite quotes or sayings that help keep you motivated?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">Mind over matter – those who mind don’t matter, and those who matter don’t mind! – Dr Seuss</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">If you don't like something, change it. If you can't change it, change your attitude. - Maya Angelou</span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Favourite travel destination?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">New York – I was there over Christmas/New Years and it was magical! </span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<span style="font-family: "avenir book"; font-size: small;">Most used emoji?</span><br />
<span style="font-family: "avenir book"; font-size: small; font-weight: normal;">The nerdy one with glasses </span><br />
<span style="font-family: "avenir book"; font-size: small;"><br /></span>
<br />
<div style="font-family: 'avenir book';">
<br /></div>
</div>
</div>
</span></h3>
Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-54512697552944495442016-11-23T23:04:00.000-08:002016-11-23T23:04:54.355-08:00Meet The Team: Daniel Bryan<!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:RelyOnVML/>
<o:AllowPNG/>
</o:OfficeDocumentSettings>
</xml><![endif]-->
<!--[if gte mso 9]><xml>
<w:WordDocument>
<w:View>Normal</w:View>
<w:Zoom>0</w:Zoom>
<w:TrackMoves/>
<w:TrackFormatting/>
<w:PunctuationKerning/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
<w:DoNotPromoteQF/>
<w:LidThemeOther>EN-US</w:LidThemeOther>
<w:LidThemeAsian>JA</w:LidThemeAsian>
<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
<w:Compatibility>
<w:BreakWrappedTables/>
<w:SnapToGridInCell/>
<w:WrapTextWithPunct/>
<w:UseAsianBreakRules/>
<w:DontGrowAutofit/>
<w:SplitPgBreakAndParaMark/>
<w:EnableOpenTypeKerning/>
<w:DontFlipMirrorIndents/>
<w:OverrideTableStyleHps/>
<w:UseFELayout/>
</w:Compatibility>
<m:mathPr>
<m:mathFont m:val="Cambria Math"/>
<m:brkBin m:val="before"/>
<m:brkBinSub m:val="--"/>
<m:smallFrac m:val="off"/>
<m:dispDef/>
<m:lMargin m:val="0"/>
<m:rMargin m:val="0"/>
<m:defJc m:val="centerGroup"/>
<m:wrapIndent m:val="1440"/>
<m:intLim m:val="subSup"/>
<m:naryLim m:val="undOvr"/>
</m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true"
DefSemiHidden="true" DefQFormat="false" DefPriority="99"
LatentStyleCount="276">
<w:LsdException Locked="false" Priority="0" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Normal"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="heading 1"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 2"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 3"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 4"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 5"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 6"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 8"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" Priority="39" Name="toc 1"/>
<w:LsdException Locked="false" Priority="39" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" Name="toc 4"/>
<w:LsdException Locked="false" Priority="39" Name="toc 5"/>
<w:LsdException Locked="false" Priority="39" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" Name="toc 7"/>
<w:LsdException Locked="false" Priority="39" Name="toc 8"/>
<w:LsdException Locked="false" Priority="39" Name="toc 9"/>
<w:LsdException Locked="false" Priority="0" Name="header"/>
<w:LsdException Locked="false" Priority="35" QFormat="true" Name="caption"/>
<w:LsdException Locked="false" Priority="10" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" Priority="1" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" Priority="11" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" Priority="0" Name="Hyperlink"/>
<w:LsdException Locked="false" Priority="22" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" Priority="59" SemiHidden="false"
UnhideWhenUsed="false" Name="Table Grid"/>
<w:LsdException Locked="false" UnhideWhenUsed="false" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" UnhideWhenUsed="false" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading"/>
</w:LatentStyles>
</xml><![endif]-->
<!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-parent:"";
mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
mso-para-margin:0cm;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:Cambria;
mso-ascii-font-family:Cambria;
mso-ascii-theme-font:minor-latin;
mso-hansi-font-family:Cambria;
mso-hansi-theme-font:minor-latin;
mso-ansi-language:EN-US;}
</style>
<![endif]-->
<!--StartFragment-->
<!--EndFragment--><br />
<div class="MsoNormal" style="line-height: 115%;">
<br /></div>
<h3>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtwyZEpDxm-oZYRpV8v75JMX062qv3TZoU-8Ftr8tn543d-qHjWhmU8wRP9I7Zg74B9EHQX3SdNFXMYnaeuyUTkAJdycsIuQWV3iHFoTj-BranbsiP9zc85uLMlzcHarwGLW6IDPjGMEbj/s1600/dan.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtwyZEpDxm-oZYRpV8v75JMX062qv3TZoU-8Ftr8tn543d-qHjWhmU8wRP9I7Zg74B9EHQX3SdNFXMYnaeuyUTkAJdycsIuQWV3iHFoTj-BranbsiP9zc85uLMlzcHarwGLW6IDPjGMEbj/s320/dan.jpg" width="320" /></a></div>
<div style="text-align: center;">
<span style="font-family: '"avenir book"'; font-size: 13.333333015441895px; font-style: italic; font-weight: normal;"><br /></span></div>
<span lang="EN-US" style="line-height: 115%;"><span style="font-family: "avenir book"; font-size: small;"><br /></span><div style="font-family: 'Avenir Book'; font-style: italic; font-weight: normal; text-align: center;">
<i><span lang="EN-US" style="line-height: 115%;"><span style="font-size: small;">This
week we introduce to you to Daniel Bryan, our Business Development Manager in the residential property management team.
We sat down for a chat with Dan and found out a little more about the man in the
suit.</span></span></i></div>
<div style="font-family: 'Avenir Book'; font-size: 10pt; font-style: italic; font-weight: normal; text-align: center;">
<i><span lang="EN-US" style="font-size: 10pt; line-height: 115%;"><br /></span></i></div>
<div style="font-family: 'Avenir Book'; font-size: 10pt; font-style: italic; font-weight: normal; text-align: left;">
<i><span lang="EN-US" style="font-size: 10pt; line-height: 115%;"><br /></span></i></div>
<div style="text-align: left;">
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]--><!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
</o:OfficeDocumentSettings>
</xml><![endif]-->
<!--[if gte mso 9]><xml>
<w:WordDocument>
<w:View>Normal</w:View>
<w:Zoom>0</w:Zoom>
<w:TrackMoves>false</w:TrackMoves>
<w:TrackFormatting/>
<w:PunctuationKerning/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
<w:DoNotPromoteQF/>
<w:LidThemeOther>EN-US</w:LidThemeOther>
<w:LidThemeAsian>JA</w:LidThemeAsian>
<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
<w:Compatibility>
<w:BreakWrappedTables/>
<w:SnapToGridInCell/>
<w:WrapTextWithPunct/>
<w:UseAsianBreakRules/>
<w:DontGrowAutofit/>
<w:SplitPgBreakAndParaMark/>
<w:EnableOpenTypeKerning/>
<w:DontFlipMirrorIndents/>
<w:OverrideTableStyleHps/>
<w:UseFELayout/>
</w:Compatibility>
<m:mathPr>
<m:mathFont m:val="Cambria Math"/>
<m:brkBin m:val="before"/>
<m:brkBinSub m:val="--"/>
<m:smallFrac m:val="off"/>
<m:dispDef/>
<m:lMargin m:val="0"/>
<m:rMargin m:val="0"/>
<m:defJc m:val="centerGroup"/>
<m:wrapIndent m:val="1440"/>
<m:intLim m:val="subSup"/>
<m:naryLim m:val="undOvr"/>
</m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true"
DefSemiHidden="true" DefQFormat="false" DefPriority="99"
LatentStyleCount="276">
<w:LsdException Locked="false" Priority="0" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Normal"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="heading 1"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 2"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 3"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 4"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 5"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 6"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 8"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" Priority="39" Name="toc 1"/>
<w:LsdException Locked="false" Priority="39" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" Name="toc 4"/>
<w:LsdException Locked="false" Priority="39" Name="toc 5"/>
<w:LsdException Locked="false" Priority="39" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" Name="toc 7"/>
<w:LsdException Locked="false" Priority="39" Name="toc 8"/>
<w:LsdException Locked="false" Priority="39" Name="toc 9"/>
<w:LsdException Locked="false" Priority="35" QFormat="true" Name="caption"/>
<w:LsdException Locked="false" Priority="10" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" Priority="1" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" Priority="11" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" Priority="0" Name="Hyperlink"/>
<w:LsdException Locked="false" Priority="22" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" Priority="59" SemiHidden="false"
UnhideWhenUsed="false" Name="Table Grid"/>
<w:LsdException Locked="false" UnhideWhenUsed="false" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" UnhideWhenUsed="false" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading"/>
</w:LatentStyles>
</xml><![endif]-->
<!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-parent:"";
mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
mso-para-margin:0cm;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:Cambria;
mso-ascii-font-family:Cambria;
mso-ascii-theme-font:minor-latin;
mso-hansi-font-family:Cambria;
mso-hansi-theme-font:minor-latin;
mso-ansi-language:EN-US;}
</style>
<![endif]-->
<!--StartFragment-->
<br />
<div class="MsoNormal" style="font-family: 'Avenir Book'; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;"><br /></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">What is your role/position at DK?<span style="font-weight: normal;"><o:p></o:p></span></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;"><span style="font-weight: normal;">I work in the Residential Department at Dixon
Kestles and am responsible for business development.</span><br />
<br />
Where would we find you on your day off?<span style="font-weight: normal;"><o:p></o:p></span></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">I’ve got a bit of a sweet tooth so you’ll probably find
me at Brunetti’s in Carlton<o:p></o:p></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<br /></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">Best thing about working at DK<u style="font-weight: normal;"><o:p></o:p></u></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">I love the culture and being a part of a
well-established team. The staff knowledge base is unprecedented!<o:p></o:p></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<br /></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">What are you watching on Netflix?<span style="font-weight: normal;"><o:p></o:p></span></span></span></div>
<div class="MsoNormal" style="line-height: 115%;">
<span style="line-height: 115%;"><span style="font-family: "avenir book"; font-size: small;"><span style="font-weight: normal;">Pablo Escobar: El Patron del Mal</span></span><span style="font-family: "avenir book"; font-size: small; font-weight: normal;">! Highly recommend.<o:p></o:p></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<br /></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">Personal mantra?<span style="font-weight: normal;"><o:p></o:p></span></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<span style="font-size: small;"><span style="line-height: 115%;">Be better today
than you were yesterday </span><span style="color: red; line-height: 115%;"><o:p></o:p></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;"><br />
Dream travel destination?<span style="font-weight: normal;"><o:p></o:p></span></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">My favourite place to visit is Sienna, Italy but I’ve
always wanted to go to Monaco<o:p></o:p></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<br /></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">Advice for landlords?<span style="font-weight: normal;"><o:p></o:p></span></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">Talk to us. Our knowledge makes you money instead
of costing you money.<o:p></o:p></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<br /></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">Advice for tenants?<span style="font-weight: normal;"><o:p></o:p></span></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">Open, clear communication with your landlord or
rental agent will greatly improve your tenancy.<o:p></o:p></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<br /></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">Three things you’d choose to take with you if you
were stranded on a desert island?<o:p></o:p></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">I can’t live without coffee so I would have to say
my coffee machine.<o:p></o:p></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<br /></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">Any
favourite quotes or sayings that help keep you motivated?<br /><span style="font-weight: normal;">
If not now, when?<o:p></o:p></span></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<br /></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">Most used
emoji?<o:p></o:p></span></span></div>
<div class="MsoNormal" style="font-family: 'Avenir Book'; font-weight: normal; line-height: 115%;">
<span style="line-height: 115%;"><span style="font-size: small;">Ha ha,
I’m not a big emoji user but I guess I’d have to say the smiley face. A smile
goes a long way.</span><i style="font-size: 10pt;"><o:p></o:p></i></span></div>
<!--EndFragment--></div>
</span></h3>
Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-5167460019464475142016-11-14T19:08:00.002-08:002016-11-14T19:08:55.530-08:00How to Profit From a Renovation<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOdqQqQrvllOTMzKTWyYVBG-Kk5Gz3WUwqiXTiuQsxXfK6sBjel0BtliWoDjOBu90TTNbakmoCWtjBgF1oimf8PDN9Zjn-aMxom662r0DBRDqHS1e-ax-chtQqX6f6jzeAUSfCWD_BBsf1/s1600/reno.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOdqQqQrvllOTMzKTWyYVBG-Kk5Gz3WUwqiXTiuQsxXfK6sBjel0BtliWoDjOBu90TTNbakmoCWtjBgF1oimf8PDN9Zjn-aMxom662r0DBRDqHS1e-ax-chtQqX6f6jzeAUSfCWD_BBsf1/s320/reno.png" width="320" /></a></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<span lang="EN-US" style="font-family: Times; font-size: 14.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;"><br /></span></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<span lang="EN-US" style="font-family: Times; font-size: 14.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;"><br /></span></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<span lang="EN-US" style="font-family: Times; font-size: 14.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;">It’s important to set your
ultimate goal in the early stages of the renovation process. We are going to
focus on the case of an investor increasing their return.</span><span lang="EN-US" style="font-family: Times; font-size: 16.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;"><o:p></o:p></span></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<span lang="EN-US" style="font-family: Times; font-size: 14.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;">There are many ways to
profit through property renovation but it all starts with buying well. The
question then becomes how to tell the difference between an endless pit of
trouble and a diamond in the rough. Our theory is that the structure must be
sound and the floor plan should not need altering in order to work. Also, never
see a property alone; two sets of eyes are always better than one.</span><span lang="EN-US" style="font-family: Times; font-size: 16.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;"><o:p></o:p></span></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<b><i><span lang="EN-US" style="font-family: Times; font-size: 14.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;">Location, Location,
Location…</span></i></b><span lang="EN-US" style="font-family: Times; font-size: 16.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;"><o:p></o:p></span></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<span lang="EN-US" style="font-family: Times; font-size: 14.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;">Know the area that you are
buying in. Anyone can buy a property, but it is important to ensure that you
understand the prospective demographic of the area. For Example, South Yarra’s
apartment demographic is mostly comprised of young professional couples or
young share houses whereas Glen Iris’s demographic is more family oriented.
Know your target audience and ensure that you understand the style of the
suburb in order to maximise your return/minimise vacancies.</span><span lang="EN-US" style="font-family: Times; font-size: 16.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;"><o:p></o:p></span></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<span lang="EN-US" style="font-family: Times; font-size: 14.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;">Select one to three suburbs
bordering onto to one another and study the market in order to recognise when
something is priced well. Some properties may just need a general tidy up. This
could include a re-paint, re-carpet and new roller blinds (more tenant friendly).
This can easily be done for less than $10,000 on an average 2 bedroom
apartment.</span><span lang="EN-US" style="font-family: Times; font-size: 16.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;"><o:p></o:p></span></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<b><i><span lang="EN-US" style="font-family: Times; font-size: 14.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;">Don’t Let Your
Creativity Break The Bank…</span></i></b><span lang="EN-US" style="font-family: Times; font-size: 16.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;"><o:p></o:p></span></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<span lang="EN-US" style="font-family: Times; font-size: 14.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;">Budgeting can often be a
weak spot. It is easy to get caught up in the excitement of a project but how
can we stop ourselves from over capitalising? A general rule for investors is
to spend only 2% of a property’s value on a renovation. For example, using this
formula, a property worth $500,000 should have no more than $10,000 spent on
its renovation.<o:p></o:p></span></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<span lang="EN-US" style="font-family: Times; font-size: 14.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;">A cosmetic renovation is a
much safer bet than a structural renovation. Updating a kitchen and bathroom
can sound like an expensive exercise but there are some simple ways to ensure
you keep costs down. We truly believe that paint can be the best money spent
because it is such an easy way to breathe new life into a space. A bathroom can
be cosmetically changed by swapping a daggy shower curtain for a panel of
glass, re-grouting tiles if the tiles are neutrally coloured and in good order,
getting a painter to re-spray the bath tub and add a lick of paint (opt for an
anti-mould paint, especially for tenants in a bitter Melbourne winter). The
kitchen can be cosmetically updated with a paint job, a change of cabinetry
handles and the addition of a fresh laminate counter top.</span><span lang="EN-US" style="font-family: Times; font-size: 16.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;"><o:p></o:p></span></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; mso-pagination: none; text-autospace: none;">
<br /></div>
<!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
</o:OfficeDocumentSettings>
</xml><![endif]-->
<!--[if gte mso 9]><xml>
<w:WordDocument>
<w:View>Normal</w:View>
<w:Zoom>0</w:Zoom>
<w:TrackMoves/>
<w:TrackFormatting/>
<w:PunctuationKerning/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
<w:DoNotPromoteQF/>
<w:LidThemeOther>EN-US</w:LidThemeOther>
<w:LidThemeAsian>JA</w:LidThemeAsian>
<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
<w:Compatibility>
<w:BreakWrappedTables/>
<w:SnapToGridInCell/>
<w:WrapTextWithPunct/>
<w:UseAsianBreakRules/>
<w:DontGrowAutofit/>
<w:SplitPgBreakAndParaMark/>
<w:EnableOpenTypeKerning/>
<w:DontFlipMirrorIndents/>
<w:OverrideTableStyleHps/>
<w:UseFELayout/>
</w:Compatibility>
<m:mathPr>
<m:mathFont m:val="Cambria Math"/>
<m:brkBin m:val="before"/>
<m:brkBinSub m:val="--"/>
<m:smallFrac m:val="off"/>
<m:dispDef/>
<m:lMargin m:val="0"/>
<m:rMargin m:val="0"/>
<m:defJc m:val="centerGroup"/>
<m:wrapIndent m:val="1440"/>
<m:intLim m:val="subSup"/>
<m:naryLim m:val="undOvr"/>
</m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true"
DefSemiHidden="true" DefQFormat="false" DefPriority="99"
LatentStyleCount="276">
<w:LsdException Locked="false" Priority="0" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Normal"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="heading 1"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 2"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 3"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 4"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 5"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 6"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 8"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" Priority="39" Name="toc 1"/>
<w:LsdException Locked="false" Priority="39" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" Name="toc 4"/>
<w:LsdException Locked="false" Priority="39" Name="toc 5"/>
<w:LsdException Locked="false" Priority="39" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" Name="toc 7"/>
<w:LsdException Locked="false" Priority="39" Name="toc 8"/>
<w:LsdException Locked="false" Priority="39" Name="toc 9"/>
<w:LsdException Locked="false" Priority="0" Name="header"/>
<w:LsdException Locked="false" Priority="35" QFormat="true" Name="caption"/>
<w:LsdException Locked="false" Priority="10" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" Priority="1" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" Priority="11" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" Priority="22" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" Priority="59" SemiHidden="false"
UnhideWhenUsed="false" Name="Table Grid"/>
<w:LsdException Locked="false" UnhideWhenUsed="false" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" UnhideWhenUsed="false" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading"/>
</w:LatentStyles>
</xml><![endif]-->
<!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-parent:"";
mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
mso-para-margin:0cm;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:Cambria;
mso-ascii-font-family:Cambria;
mso-ascii-theme-font:minor-latin;
mso-hansi-font-family:Cambria;
mso-hansi-theme-font:minor-latin;
mso-ansi-language:EN-US;}
</style>
<![endif]-->
<!--StartFragment-->
<!--EndFragment--><br />
<div class="MsoNormal">
<span lang="EN-US" style="font-family: Times; font-size: 14.0pt; mso-ansi-language: EN-US; mso-bidi-font-family: Times;">Any other glaringly obvious
problems will need to be addressed too. Do not underestimate Bunnings or
Masters for handles or light fittings. They have surprisingly fashionable decor
items, which won’t break the bank.</span><o:p></o:p></div>
Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-87019825188246196262016-06-13T21:06:00.001-07:002016-06-13T21:06:10.950-07:00Hola Amigos!<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_CC3Y5gUkkZn_Mfe5jTfRU6Nr3M8CnMeAn3FzPAOsq25QysVb6LzJprmgCmyoNlo9WS6P2DUQOfPZDX_lvpJzzo0JKRMCh-n7Z00tMn3napsnZg9I-QXitEnBicOxyVHZ68nfxsn83TE/s1600/cactus.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_CC3Y5gUkkZn_Mfe5jTfRU6Nr3M8CnMeAn3FzPAOsq25QysVb6LzJprmgCmyoNlo9WS6P2DUQOfPZDX_lvpJzzo0JKRMCh-n7Z00tMn3napsnZg9I-QXitEnBicOxyVHZ68nfxsn83TE/s320/cactus.jpg" width="240" /></a></div>
<div class="MsoNormal" style="text-align: center;">
<br /></div>
<div class="MsoNormal" style="text-align: center;">
From moustaches and margarites
to tacos and ice cold Coronas, another successful Dixon Kestles social event
was held last week. <o:p></o:p></div>
<div class="MsoNormal" style="text-align: center;">
<br /></div>
<div class="MsoNormal" style="text-align: center;">
In the past, we have had Oscar
inspired Friday night drinks with the Owners Corp Department rolling out the
red carpet and awarding little gold Oscars to winners and we’ve also enjoyed
the Admin Department’s French night. <o:p></o:p></div>
<div class="MsoNormal" style="text-align: center;">
<br /></div>
<div class="MsoNormal" style="text-align: center;">
Last Friday night it was up to
the Residential Property Management Department to create an event to inspire
and that they did with their Mexican Fiesta where colleagues were treated to a
colourful display of Mexican inspired food and music. What a great
way to bring all of the departments together to
create a great team spirit. Of course, the night ended with a bang especially when the coin
filled piñata was smashed to pieces by our
Commercial Manager, Natalie Boss who
has a wicked golf swing. She sure showed that piñata who “the boss” was!!</div>
<div class="MsoNormal" style="text-align: center;">
<br /></div>
<br />
<div class="MsoNormal" style="text-align: center;">
Adios! <span style="color: #1f497d;"><o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/14234318010474084450noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-89227833209968522812016-06-01T18:37:00.004-07:002016-06-01T18:45:19.280-07:00Property Maintenance Tips Perfect For Winter!<div class="MsoNormal" style="line-height: 150%; text-align: left;">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGdZkDEwXmYgV2UgM_xKD0Ip4AGSe1hbHhquXbD_MVkNUvnOoVb917DHU85Z_UA8JErAtDzzeZzkaosU1oT0CLD-ENUM3BILecGPSyqp8FblcDCa2BfS30McbqUnXTUGOOlwqPMF2nikc/s1600/navy+leaves.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGdZkDEwXmYgV2UgM_xKD0Ip4AGSe1hbHhquXbD_MVkNUvnOoVb917DHU85Z_UA8JErAtDzzeZzkaosU1oT0CLD-ENUM3BILecGPSyqp8FblcDCa2BfS30McbqUnXTUGOOlwqPMF2nikc/s320/navy+leaves.jpg" width="255" /></a></div>
<span style="font-family: "helvetica" , sans-serif; font-size: 10.5pt; line-height: 150%;"><br /></span>
<span style="font-family: "helvetica" , sans-serif; font-size: 10.5pt; line-height: 150%;"><br /></span>
<span style="font-family: "helvetica" , sans-serif; font-size: 10.5pt; line-height: 150%;">Now that winter has
arrived, it’s perfect time to think about the following: </span></div>
<ol start="1" type="1">
<li class="MsoNormal" style="line-height: 150%; text-align: left;"><span style="font-family: "helvetica" , sans-serif; font-size: 10.5pt; line-height: 150%;">Clean gutters free of leaves
and debris to ensure no rainwater overflow. Use a plumber and have them
check the roof space for any potential leaks. Any moisture going into a
property can result in mould, which spreads viciously in the cooler months
and could cost you more in repairs. <o:p></o:p></span></li>
<li class="MsoNormal" style="line-height: 150%; text-align: left;"><span style="font-family: "helvetica" , sans-serif; font-size: 10.5pt; line-height: 150%;">Ensure
all pool gates meet legislation. The Building Act 1993 and
Regulations prescribe substantial fines to owners or occupiers who fail to
comply with the swimming pool or spa regulations. Contact your local
council for more details. They won’t be as busy during winter, so waiting
periods should be minimal.<o:p></o:p></span></li>
<li class="MsoNormal" style="line-height: 150%; text-align: left;"><span style="font-family: "helvetica" , sans-serif; font-size: 10.5pt; line-height: 150%;">Service
any heating and cooling system before your tenant desperately needs them. Engage
reputable companies to conduct annual smoke alarm checks, servicing of
cooling systems. </span><o:p></o:p></li>
<li class="MsoNormal" style="line-height: 150%; text-align: left;"><span style="font-family: "helvetica" , sans-serif; font-size: 10.5pt; line-height: 150%;">Gas heaters should be checked
every two years to ensure there are no carbon monoxide leaks. It is
important that this is conducted by a licenced plumber.</span><span style="font-family: "calibri" , sans-serif; font-size: 11.0pt; line-height: 150%;"><o:p></o:p></span></li>
</ol>
<div class="MsoNormal" style="line-height: 150%; text-align: left;">
<span style="font-family: "helvetica" , sans-serif; font-size: 10.5pt; line-height: 150%;">Make sure to speak with your Property Manager if you
have any concerns or want to engage the right people to undertake annual
maintenance.</span><o:p></o:p></div>
<br />
<div class="MsoNormal" style="line-height: 150%; text-align: left;">
<br /></div>
Anonymoushttp://www.blogger.com/profile/14234318010474084450noreply@blogger.com1tag:blogger.com,1999:blog-1976314463072699255.post-44479612146276581452016-05-17T21:50:00.000-07:002016-05-17T21:51:24.086-07:00Our Private Penthouse Viewing<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghbhrXETDW2mT8yqhyphenhyphenNALXgT2IYffwRvSzq3iTbf9ilnC8iKuEddiBf8_PhgZu7PRLBOx3CPfMKGCJJHtLvEHxtVN34pqLNSM3mGjP8rnwJouwAHntdwVJ79NQZZ-ZW6PyGe6z0-TD10A/s1600/505+staff+image.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghbhrXETDW2mT8yqhyphenhyphenNALXgT2IYffwRvSzq3iTbf9ilnC8iKuEddiBf8_PhgZu7PRLBOx3CPfMKGCJJHtLvEHxtVN34pqLNSM3mGjP8rnwJouwAHntdwVJ79NQZZ-ZW6PyGe6z0-TD10A/s320/505+staff+image.jpg" width="300" /></a></div>
<div class="separator" style="clear: both; text-align: center;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<br /></div>
<div class="MsoNormal">
Dixon Kestles held a successful private viewing of a
penthouse at 505 St Kilda Road. The invitation only event was enjoyed by some
of Melbourne’s elite, who enjoyed 270 degree views of Albert Park Lake and the city
skyline from the property’s winter garden. Our Business Development
Manager, Daniel Bryan leased the high profile property after only being on the
market for one week! With his unique thinking and “outside the box” approach, Daniel
allowed prospects to momentarily experience the life style this property has to
offer.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<br />
<div class="MsoNormal">
As always, Dixon Kestles strive to exceed expectations for
our clients, by going above and beyond to gain outstanding results.
Mission accomplished for a very happy investor and now onto the next!<o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/14234318010474084450noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-90669674003896450192015-11-18T21:16:00.002-08:002015-12-21T15:13:41.886-08:00Three Interior Trends to Watch out for in 2016<div class="MsoNormal" style="background: white; margin-bottom: 10.5pt;">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpC1pe-WxL_oLnIVbc-P5sOn88p_C6geJXN0PreIfkXU4NyfCHxGsOELL_F8XS7EhqVZtqzmDz3DvItKXgms0c7u_BxNzFg6Z5oFPVyq8-dOSFwwS4bmDe7BtEyWIaik6jMfwhzZSeg-8/s1600/Pink+Chair.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpC1pe-WxL_oLnIVbc-P5sOn88p_C6geJXN0PreIfkXU4NyfCHxGsOELL_F8XS7EhqVZtqzmDz3DvItKXgms0c7u_BxNzFg6Z5oFPVyq8-dOSFwwS4bmDe7BtEyWIaik6jMfwhzZSeg-8/s320/Pink+Chair.jpg" width="213" /></a></div>
<b><i><span style="font-family: "arial" , sans-serif; font-size: 12pt;"><br /></span></i></b>
<b><i><span style="font-family: "arial" , sans-serif; font-size: 12pt;">Bringing the Outdoors
In</span></i></b></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0cm;">
<span style="color: #242424; font-family: "arial" , sans-serif; font-size: 10.5pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-AU;">We are experimenting with how to bring nature into every aspect of their
homes, from decorating compact apartments to expansive house backyards. Whether
that be colourful blooms in vases in our studies or feature wall plants on our
balcony. This can stop spaces from feeling clinical, after all natural is
beautiful.<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="background: white; margin-bottom: 10.5pt;">
<b><i><span style="font-family: "arial" , sans-serif; font-size: 12pt;">Sourcing Artisan
Goods<o:p></o:p></span></i></b></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0cm;">
<span style="color: #242424; font-family: "arial" , sans-serif; font-size: 10.5pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-AU;">Did somebody say crochet? Let’s embrace this trend, and support local
finds. Don’t be afraid to mix vintage and artisanal items with mass produced
goods. That basic side table from Target can now be paired with a Mongolian lambskin
pouf and Moroccan rug. <o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="background: white; margin-bottom: 10.5pt;">
<b><i><span style="font-family: "arial" , sans-serif; font-size: 12pt;">Metallics and Metals<o:p></o:p></span></i></b></div>
<br />
<div class="MsoNormal" style="background: white; line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0cm;">
<span style="color: #242424; font-family: "arial" , sans-serif; font-size: 10.5pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-AU;">Brass, matte gold and metallic finishes are popular right now. It can give
a high end, luxe feel. For example, a matte gold legged side table mixed with
softer items such as a fur throw or a wing backed arm chair are the perfect
pairs for 2016. Try not to mix different metal colours in one particular area
as they will jar. <o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/14234318010474084450noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-87152805509103927542015-11-18T20:13:00.003-08:002015-12-21T15:17:06.219-08:00Over Supply, Little Demand...<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizrHVj8Uoi_TWdqdHAyG3nCKaNVrtqz2TvClFLtALN4kMdJD6PDfPBGMO_3lYAUcu4WV4CqgqpwU5yi7LomMiWevu9SRsU3AwSLi5p5k8Z5c3pr0qxUuMQc-Kkmn-PJO1i6_GV8viuEaQ/s1600/South+Yarra+new+development.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizrHVj8Uoi_TWdqdHAyG3nCKaNVrtqz2TvClFLtALN4kMdJD6PDfPBGMO_3lYAUcu4WV4CqgqpwU5yi7LomMiWevu9SRsU3AwSLi5p5k8Z5c3pr0qxUuMQc-Kkmn-PJO1i6_GV8viuEaQ/s320/South+Yarra+new+development.jpg" width="320" /></a></div>
<span style="font-family: "calibri";">Working as a South Yarra Property Manager for a high end
Developer in 2012, I saw the rush of sky rises being erected. Each and every
possible space along Chapel Street Become a "Boutique" building. My
favourite transformation was a car park along Clifton Street, Prahran. An
apartment complex with the car park still surrounding the small complex seemed
comical to me.<o:p></o:p></span><br />
<br />
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt;">
</div>
<span style="font-family: "calibri";">What wasn't so comical was the oversupply and little
demand when it came to leasing. So many humongous buildings were being built
with 80-200 apartments in them, so the prospects had too much choice. The finer
details then came into play, did you have a pool, a gym, a library with free
wifi, sauna or spa's with city views. No longer would a split system or dishwasher
get the deal across the line, it was now an expected. Many first time investors
or overseas investors were depending on you as property Manager to minimise the
vacancies and get the perfect tenant. <o:p></o:p></span><br />
<br />
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt;">
</div>
<span style="font-family: "calibri";">No matter how lovely you’re professional photos were or
competitively priced you were, the market was slow. I remember standing out the
front of a property and thinking “I could hear a tumble weed go past”. If an
online enquiry came through to my email, I would jump on the phone and
professionally beg for them to make a private appointment with me. It was
tough. Over the 12 month period we had so many in one building that if
prospects came to view one apartment and it wasn't suitable we would show them
others on different levels. The average vacancy period were 6-8 weeks, I could
almost finish Michelle Bridges body transformation in that time frame!<o:p></o:p></span><br />
<br />
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt;">
<o:p><span style="font-family: "calibri";"> </span></o:p><span style="font-family: "calibri";">When an application would finally come in via email,
Property Managers would do a happy dance whilst making a proud announcement to
their neighbouring colleagues 'I got an application'. They knew how hard it was
to come by one and would shortly celebrate with you. No longer did we dread the
call to the Landlord each week explaining that there was no result. I become a
ninja reference checker in 2012, stalking past Property Managers and HR
Departments until I got the all clear. The heavens would open and your mind
would sing halleluiah whilst wiping that address off the White board. Now it
seems this market has followed me to South Melbourne... Show, lease, eat repeat.<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/14234318010474084450noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-4370028412501903922015-11-18T20:12:00.000-08:002015-12-21T15:17:13.855-08:00Is it too late to enter into the Melbourne Property Market…<span style="font-family: "calibri";"><br /></span>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQZVVgEjey6Prb7Ua9cJfSl0g8bUFZu-qxTPZFjolnVnPb1pVTiJep4aJRMS_QPMH2fYo0ggc-s5wHeff3RS2N9bUTViIL9Z2KUEVWvodx3vr3zB9zpLJ8yfGe7bJP9m63ICf7eGZhyKk/s1600/question+mark.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQZVVgEjey6Prb7Ua9cJfSl0g8bUFZu-qxTPZFjolnVnPb1pVTiJep4aJRMS_QPMH2fYo0ggc-s5wHeff3RS2N9bUTViIL9Z2KUEVWvodx3vr3zB9zpLJ8yfGe7bJP9m63ICf7eGZhyKk/s320/question+mark.jpg" width="213" /></a></div>
<span style="font-family: "calibri";">How many times have people spoken about the property
bubble that is going to pop? However, property prices have continued to rise
each year. The only time it went down in the past 10 years was during the
global crises. Even then people purchasing properties thought they were paying
too much.<span style="mso-spacerun: yes;"> </span>Now those properties have
increased like no one ever expected.<o:p></o:p></span><br />
<br />
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt;">
</div>
<span style="font-family: "calibri";">I met with my mother in-law for a coffee and she
expressed her concern for when her Grandchildren needed to buy property in
20-30 years’ time. She wish that she had a crystal ball tell her how much
property prices would have risen, for she has purchased her family home in the
1980’s for $200,000. She went on to joke about how she should have bought
streets of houses for her future family so they would never have to struggle.<o:p></o:p></span><br />
<br />
<div class="MsoPlainText" style="margin: 0cm 0cm 0pt;">
</div>
<span style="font-family: "calibri";">So the ultimate answer to whether it’s too late to enter
into the market is, no. Despite paying what seems high right now, paying 2016
house prices isn’t bad as that year will come and go. Buying a house is a long
term commitment and your purchase price will be less than its worth in a matter
of years. Investors who may have felt they paid top dollar in 2012, now don’t
have that opinion in 2015. The trick to property is simply getting started.<o:p></o:p></span>Anonymoushttp://www.blogger.com/profile/14234318010474084450noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-56035400489538498602015-11-18T20:08:00.001-08:002015-12-21T15:17:28.511-08:00Market Overview- November<br />
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "calibri" , sans-serif; font-size: 11pt; mso-ansi-language: EN-AU; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;"><span style="color: #1f497d;"><span style="color: black; font-family: "times new roman"; font-size: small;">
</span></span></span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<span style="color: black;"><br /></span>
<span style="color: black;"><br /></span><br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3OgCUyasAjkqS4I4x_tlGtTg__04Mze68NPZR3M6TWNfNoyOjO-oHNUEjATizIk7FWXZH0gTEEw1kR0roj-_D4kuWb6HKXnM3KhCgvNYJrQFYYQ89BKdrlj5MQ8GfllkATXx0QbdadRU/s1600/Desk.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="310" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3OgCUyasAjkqS4I4x_tlGtTg__04Mze68NPZR3M6TWNfNoyOjO-oHNUEjATizIk7FWXZH0gTEEw1kR0roj-_D4kuWb6HKXnM3KhCgvNYJrQFYYQ89BKdrlj5MQ8GfllkATXx0QbdadRU/s320/Desk.jpg" width="320" /></a></div>
<span style="color: black;">With Christmas only 38 days away, you can almost smell a
sense of urgency from people who are desperate to buy into the property market this year.
<o:p></o:p></span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<span style="color: black; font-family: "times new roman"; font-size: small;">
</span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<o:p><span style="color: black;"> </span></o:p><span style="color: black;">For home owners that want to buy this side of Christmas, you
only have 4 weeks’ worth of auctions left to go before they are pushed out to
mid-January. There has been heavy activity also within the private sale’s
sector. Families want to be settled before the 2016 school year commences.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<span style="color: black; font-family: "times new roman"; font-size: small;">
</span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
</div>
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<span style="color: black;">If you are attending open houses, you will have seen an
increase in people attending. There is an average of 7 groups inspecting
properties last Saturday. It makes it a very competitive market this time of
the year. Potential bidders will need to have deep pockets if they want
to secure their new property. New developments continue to be dominant in South
Melbourne & the Spencer Street end of the city, causing property prices in these
areas to stabilise .<o:p></o:p></span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<span style="color: black; font-family: "times new roman"; font-size: small;">
</span></div>
Anonymoushttp://www.blogger.com/profile/14234318010474084450noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-42008353508990838282015-11-15T18:16:00.000-08:002015-11-15T18:16:00.015-08:00Market Overview - September 2015<span style="font-family: "Calibri",sans-serif; font-size: 11pt; line-height: 107%; mso-ansi-language: EN-AU; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">The
market continues to go stronger than ever with the autumn rush pushing right
through to June this year. The typical strong spring season has also started
much earlier than usual, seeing clearance rates close to 100% in the past
couple of weeks.</span><br />
<span style="font-family: "Calibri",sans-serif; font-size: 11pt; line-height: 107%; mso-ansi-language: EN-AU; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><br />
Local councils have been restricting Developers in sought
after areas making these desired areas entry points very high. With low interest rates and a new
generation more comfortable with debt than Gen X ever was, there have been no
signs of market growth slowing down.<br />
<br />
<div class="MsoNormal" style="margin: 0cm 0cm 8pt;">
Historically low interest
rates continue to push more renters into buyers and investors into growing
portfolios. There are on averaged four bidders at each auction driving prices to
strong end results. Offers prior to auction have also become a popular trend as
purchasers are putting in firm offers that are taken seriously. This market is
moving and shaking and if you find a suitable property its best to act fast as
it would be suitable to others too. There is talk about a property bubble, but
house prices continue to rise substantially.</div>
<span style="font-family: Times New Roman; font-size: small;">
</span><br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxQSXIfoGAOQdiJDFlrqlEplgWD7FjyYwkEG9uU-4gqW0CR9TgFSXzb9Ys9XP0-VEtbGrcaq_WBy73c5Igc76z7mTDQ7gyC3UI_MAjm397-hGuf2BmQ9hAqU7qaxj34_1dFKYzORPvGft7/s1600/DK_Portraits_001.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxQSXIfoGAOQdiJDFlrqlEplgWD7FjyYwkEG9uU-4gqW0CR9TgFSXzb9Ys9XP0-VEtbGrcaq_WBy73c5Igc76z7mTDQ7gyC3UI_MAjm397-hGuf2BmQ9hAqU7qaxj34_1dFKYzORPvGft7/s200/DK_Portraits_001.jpg" width="133" /></a></div>
</span><span style="font-family: "Calibri",sans-serif; font-size: 11pt; line-height: 107%; mso-ansi-language: EN-AU; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><strong></strong></span><br />
<span style="font-family: "Calibri",sans-serif; font-size: 11pt; line-height: 107%; mso-ansi-language: EN-AU; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><strong></strong></span><br />
<span style="font-family: "Calibri",sans-serif; font-size: 11pt; line-height: 107%; mso-ansi-language: EN-AU; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><strong></strong></span><br />
<span style="font-family: "Calibri",sans-serif; font-size: 11pt; line-height: 107%; mso-ansi-language: EN-AU; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><strong>Anastasia
Chessum</strong></span><br />
<span style="font-family: "Calibri",sans-serif; font-size: 11pt; line-height: 107%; mso-ansi-language: EN-AU; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><span style="font-family: "Calibri",sans-serif; font-size: 11pt; line-height: 107%; mso-ansi-language: EN-AU; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><strong>Residential
Property Manager</strong></span></span><br />
<span style="font-family: "Calibri",sans-serif; font-size: 11pt; line-height: 107%; mso-ansi-language: EN-AU; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><span style="font-family: "Calibri",sans-serif; font-size: 11pt; line-height: 107%; mso-ansi-language: EN-AU; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><strong><a href="mailto:anastasiac@dixonkestles.com.au">anastasiac@dixonkestles.com.au</a></strong></span></span><br />
<span style="font-family: "Calibri",sans-serif; font-size: 11pt; line-height: 107%; mso-ansi-language: EN-AU; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><span style="font-family: "Calibri",sans-serif; font-size: 11pt; line-height: 107%; mso-ansi-language: EN-AU; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><strong>0451 876 634</strong></span></span>Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-41358313833181730442014-05-22T18:02:00.000-07:002014-05-22T18:02:40.719-07:00What Renters look like in 2014<span style="color: #073763; font-family: Arial, Helvetica, sans-serif;">Ever wondered what renters look like compared to buyers? </span><br />
<span style="color: #073763; font-family: Arial, Helvetica, sans-serif;"></span><br />
<span style="color: #073763; font-family: Arial, Helvetica, sans-serif;">Could you tell if you were walking past a renter on the street? </span><br />
<span style="color: #073763; font-family: Arial, Helvetica, sans-serif;"></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><a href="http://www.realestateview.com.au/"><span style="color: #073763;">www.realestateview.com.au</span></a><span style="color: #073763;"> has recently </span></span><span style="color: #1f497d; font-family: "Calibri","sans-serif"; mso-ansi-language: EN-AU; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-AU; mso-fareast-theme-font: minor-latin;"><span style="color: #073763; font-family: Arial, Helvetica, sans-serif;">surveyed 1,216 Australians in the
property market to gauge consumer sentiment on a range of issues such as pet peeves,
lifestyle preferences, and affordability concerns.</span></span><br />
<span style="color: #1f497d; font-family: "Calibri","sans-serif"; mso-ansi-language: EN-AU; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-AU; mso-fareast-theme-font: minor-latin;"><span style="color: #073763;"></span></span><br />
<span style="color: #1f497d; font-family: "Calibri","sans-serif"; mso-ansi-language: EN-AU; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-AU; mso-fareast-theme-font: minor-latin;"><span style="color: #073763; font-family: Arial;">Take a look at the infographic below and you can see that our beloved <strong><u>SOUTH MELBOURNE</u></strong> is one of the top 10 most searched suburbs to rent in the past six months.</span></span><br />
<span style="color: #1f497d; font-family: "Calibri","sans-serif"; mso-ansi-language: EN-AU; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-AU; mso-fareast-theme-font: minor-latin;"><span style="color: #073763; font-family: Arial; font-size: x-small;"></span></span><br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgtCm5gdkqo63doWIsCSijAHhdynFabIpJptXIa5QS9qQbj0VZzNCGW1jl5mJMo80ZESyt9NoEOYnWB9csBzA67GTri2WUgtstPiW6IY7PSZEMpqBJ00gzwTT8e7VUh5ud0-ssqf6jd6vE6/s1600/REV3369-REV-Housing-Sentiment-Infogfx-FA_V21.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgtCm5gdkqo63doWIsCSijAHhdynFabIpJptXIa5QS9qQbj0VZzNCGW1jl5mJMo80ZESyt9NoEOYnWB9csBzA67GTri2WUgtstPiW6IY7PSZEMpqBJ00gzwTT8e7VUh5ud0-ssqf6jd6vE6/s1600/REV3369-REV-Housing-Sentiment-Infogfx-FA_V21.jpg" /></a></div>
<span style="color: #1f497d; font-family: "Calibri","sans-serif"; mso-ansi-language: EN-AU; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-AU; mso-fareast-theme-font: minor-latin;"></span>Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-25321563990642099072014-04-30T22:07:00.001-07:002014-04-30T22:07:48.112-07:00Residential OR Commercial?
<span style="font-family: "Arial Narrow","sans-serif"; font-size: large;"><strong>Which property purchase will give me the best financial return on my investment?</strong></span><br />
<span style="font-family: "Arial Narrow","sans-serif";"></span><br />
<span style="font-family: "Arial Narrow","sans-serif";">Comparisons between these
property types over the years have largely been performed without factual
foundation.<span style="mso-spacerun: yes;"> </span>Using real data and applying
discounted cash flow analysis to calculate the internal rate of return which
delivers a tangible metric these two property types can be evenly compared.<o:p></o:p></span><br />
<br />
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Arial Narrow","sans-serif";">The properties compared are:</span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Arial Narrow","sans-serif";"></span> </div>
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Arial Narrow","sans-serif";"></span><span style="font-family: "Arial Narrow","sans-serif";"><span style="color: #0b5394;"><strong>1. A 2 bedroom Strata Flat in Port Melbourne </strong></span></span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Arial Narrow","sans-serif";"><span style="color: #0b5394;"><strong>2. An Office/Warehouse of 277m² in Port Melbourne</strong></span><span style="mso-spacerun: yes;"> </span></span></div>
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Arial Narrow","sans-serif";"></span> </div>
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Arial Narrow","sans-serif";">T</span><span style="font-family: "Arial Narrow","sans-serif";">he data has been compiled from 2006 to March
2014.<o:p></o:p></span></div>
<br />
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: currentColor; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="background-color: transparent; border: 1pt solid windowtext; mso-border-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.15pt;" valign="top" width="120"><div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">Property Type<o:p></o:p></span></b></div>
</td>
<td style="background-color: transparent; border-color: windowtext windowtext windowtext rgb(0, 0, 0); border-style: solid solid solid none; border-width: 1pt 1pt 1pt 0px; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.15pt;" valign="top" width="120"><div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">2006 <o:p></o:p></span></b></div>
<div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">Purchase Price<o:p></o:p></span></b></div>
<div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">$<o:p></o:p></span></b></div>
</td>
<td style="background-color: transparent; border-color: windowtext windowtext windowtext rgb(0, 0, 0); border-style: solid solid solid none; border-width: 1pt 1pt 1pt 0px; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.15pt;" valign="top" width="120"><div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">2006<o:p></o:p></span></b></div>
<div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">Income at time of purchase<o:p></o:p></span></b></div>
<div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">$<o:p></o:p></span></b></div>
</td>
<td style="background-color: transparent; border-color: windowtext windowtext windowtext rgb(0, 0, 0); border-style: solid solid solid none; border-width: 1pt 1pt 1pt 0px; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.15pt;" valign="top" width="120"><div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">2014<o:p></o:p></span></b></div>
<div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">Sale Price<o:p></o:p></span></b></div>
<div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">$<o:p></o:p></span></b></div>
</td>
<td style="background-color: transparent; border-color: windowtext windowtext windowtext rgb(0, 0, 0); border-style: solid solid solid none; border-width: 1pt 1pt 1pt 0px; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.2pt;" valign="top" width="120"><div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">2014<o:p></o:p></span></b></div>
<div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">Income at time of sale<o:p></o:p></span></b></div>
<div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">$<o:p></o:p></span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.15pt;" valign="top" width="120"><div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "Arial Narrow","sans-serif";">Flat<o:p></o:p></span></div>
</td>
<td style="background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.15pt;" valign="top" width="120"><div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<span style="font-family: "Arial Narrow","sans-serif";">340,000<o:p></o:p></span></div>
</td>
<td style="background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.15pt;" valign="top" width="120"><div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<span style="font-family: "Arial Narrow","sans-serif";">13,000<o:p></o:p></span></div>
</td>
<td style="background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.15pt;" valign="top" width="120"><div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<span style="font-family: "Arial Narrow","sans-serif";">490,000<o:p></o:p></span></div>
</td>
<td style="background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.2pt;" valign="top" width="120"><div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<span style="font-family: "Arial Narrow","sans-serif";">16,120<o:p></o:p></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2; mso-yfti-lastrow: yes;">
<td style="background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext; border-style: none solid solid; border-width: 0px 1pt 1pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.15pt;" valign="top" width="120"><div class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt;">
<span style="font-family: "Arial Narrow","sans-serif";">Office/Warehouse<o:p></o:p></span></div>
</td>
<td style="background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.15pt;" valign="top" width="120"><div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<span style="font-family: "Arial Narrow","sans-serif";">590,000<o:p></o:p></span></div>
</td>
<td style="background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.15pt;" valign="top" width="120"><div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<span style="font-family: "Arial Narrow","sans-serif";">38,000<o:p></o:p></span></div>
</td>
<td style="background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.15pt;" valign="top" width="120"><div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<span style="font-family: "Arial Narrow","sans-serif";">690,000<o:p></o:p></span></div>
</td>
<td style="background-color: transparent; border-color: rgb(0, 0, 0) windowtext windowtext rgb(0, 0, 0); border-style: none solid solid none; border-width: 0px 1pt 1pt 0px; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt; width: 90.2pt;" valign="top" width="120"><div align="center" class="MsoNormal" style="line-height: normal; margin: 0cm 0cm 0pt; text-align: center;">
<span style="font-family: "Arial Narrow","sans-serif";">45,000<o:p></o:p></span></div>
</td>
</tr>
</tbody></table>
<br />
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<span style="font-family: "Arial Narrow","sans-serif";"><o:p> </o:p></span></div>
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">Assumptions:</span></b><br />
<ul>
<li><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";"></span></b><span style="font-family: "Arial Narrow","sans-serif";">The flat has experienced no vacancy and arguably could earn more rent per week;<o:p></o:p></span></li>
<li><span style="font-family: "Arial Narrow","sans-serif";">Flat income is a gross annual rent – landlord pays water rates, council rates and owners corporation charges;<o:p></o:p></span></li>
<li><span style="font-family: "Arial Narrow","sans-serif";">All costs save for Land Tax, are paid by Lessee of office/warehouse;<o:p></o:p></span></li>
<li><span style="font-family: "Arial Narrow","sans-serif";">When the office/warehouse is re-let circa 2010, an allowance of 4 months vacancy plus 3 months’ rent free is factored in, and subsequently circa 2013 a further 3 months’ rent free is provided to the Lessee.<o:p></o:p></span></li>
<li><span style="font-family: "Arial Narrow","sans-serif";">No loan repayments, purchase or sale costs have been factored in.<span style="mso-spacerun: yes;"> </span>Nor have any capital improvements been undertaken to either property.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></li>
</ul>
<br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">The
Result:<o:p></o:p></span></b><br />
<span style="font-family: "Arial Narrow","sans-serif";">The annualised internal rate of
return on equity over the investments life, is:<o:p></o:p></span><br />
<span style="font-family: "Arial Narrow","sans-serif";"><o:p> </o:p></span><br />
<span style="font-family: "Arial Narrow","sans-serif";"><o:p></o:p></span><span style="font-family: "Arial Narrow","sans-serif"; mso-bidi-font-family: "Arial Narrow"; mso-fareast-font-family: "Arial Narrow";"><span style="mso-list: Ignore;">1.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: "Arial Narrow","sans-serif";">Flat – 8.71%;</span><br />
<span style="font-family: "Arial Narrow","sans-serif";"></span><span style="font-family: "Arial Narrow","sans-serif"; mso-bidi-font-family: "Arial Narrow"; mso-fareast-font-family: "Arial Narrow";"><span style="mso-list: Ignore;">2.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><!--[endif]--><span style="font-family: "Arial Narrow","sans-serif";">Office/Warehouse – 9.14%.<o:p></o:p></span><br />
<br />
<div class="MsoNormal" style="margin: 0cm 0cm 0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Narrow","sans-serif";">Conclusion:<o:p></o:p></span></b></div>
<span style="font-family: "Arial Narrow","sans-serif";">Acknowledging there are a host
of items which can “financially engineer” a “potentially” more attractive
outcome, if property is purchased observing the basic fundamentals property
provides stable and reliable returns.<span style="mso-spacerun: yes;">
</span>Noting the above internal rates of return have been achieved throughout
the GFC and its aftermath.<o:p></o:p></span><br />
<br />
<span style="font-family: "Arial Narrow","sans-serif";">Whilst I have undertaken this
comparison between only two property types, it is not conclusive as there are
numerous other property types where vacancy periods may be non-existent yet the
initial yield on purchase is lower, or alternatively certain property types can
experience prolonged vacancy yet are high yielding on initial purchase.<o:p></o:p></span><br />
<span style="font-family: "Arial Narrow","sans-serif";"></span><br />
<span style="font-family: "Arial Narrow","sans-serif";">However the ultimate reason to
invest should be predicated on understanding what you are investing in, which
will provide you with a greater degree of comfort and certainty – ultimately a
decision you alone should make with some practical reasoned advice from a known
and trusted advisor; being fully cognizant of what you can comfortably manage.</span><br />
<span style="font-family: "Arial Narrow","sans-serif";"></span><br />
<span style="font-family: "Arial Narrow","sans-serif";"><strong><span style="color: #0b5394;">Simon Regan</span></strong></span><br />
<span style="font-family: "Arial Narrow","sans-serif";"><strong><span style="color: #0b5394;">Director - Sales & Leasing</span></strong></span><br />
<span style="font-family: "Arial Narrow","sans-serif";"><strong><span style="color: black;"><o:p></o:p></span></strong></span><br />Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-62590942734863150952014-02-23T16:53:00.004-08:002014-02-23T16:53:51.095-08:00Should I make property investments with family and friends?<span style="font-family: Arial, Helvetica, sans-serif;">It sounded like a great idea at the time, but....</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"> </span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">Get Michael Yardney's take on the ups and downs for keeping it "in the family". He covers the important questions such as:</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"></span><br />
<ol>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Is it worth it?</span></li>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Have you documented the plan?</span></li>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Do you really know them...financially?</span></li>
<li><span style="font-family: Arial, Helvetica, sans-serif;">How will this team borrowing affect my financial future?</span></li>
<li><span style="font-family: Arial, Helvetica, sans-serif;">Begin with the end in mind - how do we all get out?</span></li>
<li><span style="font-family: Arial, Helvetica, sans-serif;">What's plan B?</span></li>
</ol>
<span style="font-family: Arial, Helvetica, sans-serif;"></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">Read the full article here:</span><br />
<a href="http://blog.realestateview.com.au/2014/02/will-investing-property-loved-ones-stretch-friendship/"><span style="font-family: Arial, Helvetica, sans-serif;">http://blog.realestateview.com.au/2014/02/will-investing-property-loved-ones-stretch-friendship/</span></a><span style="font-family: Arial, Helvetica, sans-serif;"> </span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"> </span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">There are pros and cons so please make sure you do your homework, as you would any major financial commitment.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"> </span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">The last thing you want is to be left holding the baby...</span><br />
<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgw0oNdoY-JNqB4BQ2Fb6HohYjEuSrMpyo6d7NzVCEBLKBcQ2eioHnBGOehj5kxFPzXpOQq2aB5JJnkg54bnK2gcGCNHtjXgm8C7NzydRnmpmLYWbXA58mhE-owWcFkSHtrqCl0b5gYtS3l/s1600/baby.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgw0oNdoY-JNqB4BQ2Fb6HohYjEuSrMpyo6d7NzVCEBLKBcQ2eioHnBGOehj5kxFPzXpOQq2aB5JJnkg54bnK2gcGCNHtjXgm8C7NzydRnmpmLYWbXA58mhE-owWcFkSHtrqCl0b5gYtS3l/s1600/baby.png" /></a><br />
<br />
<span style="font-family: Arial;">ExpertView Blog courtesy of </span><a href="http://www.realestateview.com.au/"><span style="font-family: Arial;">www.realestateview.com.au</span></a><span style="font-family: Arial;"> </span>Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-37211937324257219852013-12-15T21:44:00.001-08:002013-12-15T21:44:56.168-08:00 Buying with confidence - how to prepare for your purchase<br />
<div>
<span style="font-family: Arial, Helvetica, sans-serif;">
<strong>Preparation for buying a property</strong></span></div>
<div class="entry-content">
<strong></strong><a href="http://advice.realestateview.com.au/wp-content/uploads/2013/11/iStock_000023065066XSmall.jpg"><img alt="" class="alignright size-medium wp-image-1069" height="201" src="http://advice.realestateview.com.au/wp-content/uploads/2013/11/iStock_000023065066XSmall-315x201.jpg" title="iStock_000023065066XSmall" width="315" /></a><br />
<br />
<span style="font-family: Arial, Helvetica, sans-serif;">Buying your first home is likely to be the biggest investment you will ever make. The process can be daunting, particularly for first time buyers, but with the right preparation – buying property can be just that little bit easier. Here are our tips on how to be well prepared when buying a property.</span><br />
<span id="more-1067"><span style="font-family: Arial, Helvetica, sans-serif;"></span></span><br />
<span><span style="font-family: Arial;"></span></span><br />
<strong><span style="font-family: Arial, Helvetica, sans-serif;">Understand what you can and cannot afford</span></strong><br />
<span style="font-family: Arial, Helvetica, sans-serif;">Before you begin your property search it’s important to work out exactly how much you can afford to spend on your new home. Many home buyers do this by calculating if they can afford to pay the monthly mortgage repayments. However with home ownership you also need to factor in the costs that you will incur during the purchase process ie legal fees, stamp duty as well as costs incurred ongoing as a property owner ie repairs, rates, insurance, body corporate etc. Thus before you step out to view properties – establish how much you can truly afford.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">There is also no point getting excited over a townhouse when your budget only allows for a one bedroom apartment. Thus, establishing how much a financial institution will lend you is also as equally as important as is determining which loan is likely to suits your needs and lifestyle before you hit the market.</span><br />
<span style="font-family: Arial;"></span><br />
<strong><span style="font-family: Arial, Helvetica, sans-serif;">Do your research and understand the market</span></strong><br />
<span style="font-family: Arial, Helvetica, sans-serif;">Having a sound understanding of the market as a whole, as well as your local area, can help you to make a more informed purchase decision and potentially eliminate buyer’s remorse down the track. These days there is a plethora of information available on the web to enable you to be more informed about current market conditions, suburb trends and the value of property in your local area all of which may impact your decision of where to buy and at what price. Here are a few resources we recommend;</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><strong><em></em></strong></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><strong><em>Property Portals:</em></strong> Property portals like realestateVIEW.com.au are a valuable source of information. All of the leading Australian property portals not only provide current listings but also offer blogs / articles so you can learn more about current market trends. Portals also provide sold directories so you can view the latest sales results in your local area.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><strong><em></em></strong></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><strong><em>Data Sites:</em></strong> If you want to immerse yourself in the data; both recent sales and historical trends, then property data sites will be an invaluable resource. Sites like propertyDATA.com.au, Residex and others provide access to market trends, as well as historical sales results, median prices and a plethora of other information (some of which is free and other resources which incur small fees).</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><strong><em></em></strong></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><strong><em>Agent websites:</em></strong> Agent websites can also be a great source of information, with many agents blogging about recent local market activity.</span><br />
<strong><span style="font-family: Arial, Helvetica, sans-serif;"></span></strong><br />
<strong><span style="font-family: Arial, Helvetica, sans-serif;">Understand the in’s and out’s of buying</span></strong><br />
<span style="font-family: Arial, Helvetica, sans-serif;">You’re almost there. Once you’ve found “The One” you then need to go through the process of buying the property – which will differ depending on the method of sale. It is important to familiarise yourself with the various buying methods to understand your rights / obligations when purchasing via this method. Understanding this upfront may help you to avoid making a costly mistake down the track.</span><br />
<span style="font-family: Arial;"></span><br />
<span style="font-family: Arial, Helvetica, sans-serif;">Need more help preparing for your first home purchase? realestateVIEW.com.au’s first home owners guide has everything you need to know about buying your first home – from finance to buying methods and more. To download a copy of the guide click here - </span><a href="http://advice.realestateview.com.au/wp-content/uploads/2011/07/First_Home_Buyers_Guide_Finance2.pdf" target="_blank"><span style="font-family: Arial, Helvetica, sans-serif;">http://advice.realestateview.com.au/wp-content/uploads/2011/07/First_Home_Buyers_Guide_Finance2.pdf</span></a><span style="font-family: Arial, Helvetica, sans-serif;">.</span><br />
<span style="font-family: Arial;"></span><br />
<span style="font-family: Arial;">This article is provided courtesy of <a href="http://www.realestateview.com.au/">www.realestateVIEW.com.au</a></span><br />
<span style="font-family: Arial;"></span> </div>
Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-6833235512671046792013-05-13T15:11:00.001-07:002013-05-13T15:11:44.711-07:00RP Data - Housing Market Updates (playlist)<iframe allowfullscreen="" frameborder="0" height="344" src="http://www.youtube.com/embed/videoseries?list=PL7LZL9cKgj6QbUxtcB_aYogdgeoWCSvJ5" width="425"></iframe>Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-71259132285784821312013-01-14T14:33:00.000-08:002013-01-14T14:33:51.277-08:00Owners Corporation and Insurances in 2012<br />
<div class="separator" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em; text-align: center;">
<img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNV0wlzjfGjWBit44KmZj9wBtZ9eIlzhkm25JsPsub1plvgqIxsBylw5r353aZWRmfT2U9e-VTSR9eBLafpGMwtze9LaPNQE-AsdzegMmp05irAkcBgANLiv_FogDijPM9nlWxJLkvLiDx/s320/_V4J3190Peter+Davies.jpg" width="320" /></div>
<div class="MsoNormal">
<span style="font-family: "Arial","sans-serif";">We are all
aware of the issues that have been faced in Australia over the past year and
the effect that it is going to have on insurance premiums. Price rises are
driven by the number and cost of claims across the whole industry, Owners
Corporation policies unfortunately will not be spared in this and it is
expected that most costs will rise, some quite significantly. </span></div>
<div class="MsoNormal">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "Arial","sans-serif";">Having said that,
we are told it is not all doom and gloom. Australian insurers are amongst the
best managed and leaders in Strata/owners Corporation insurances. This will
assist in keeping costs for residential apartment owners, though rising, at a
competitive level and favourably in line a typical household policy cost. </span></div>
<div class="MsoNormal">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<div class="MsoNormal">
<span style="font-family: "Arial","sans-serif";">Your
Owners Corporation insurance does also cover many aspects above those provided
in household policies due to the added infrastructure, services provided in
these type of complexes and added policy benefits. Our aim is to make sure you
are getting good value for money coverage for the balance needs of your
property. <o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<div class="MsoNormal">
</div>
<div class="MsoNormal">
<span style="background: white; color: #222222; font-family: "Arial","sans-serif"; line-height: 115%; mso-bidi-font-size: 12.0pt;">Peter Davies, Manager - Owners Corporations</span></div>
<div class="MsoNormal">
<span style="font-family: Arial, sans-serif; line-height: 115%;">
<span style="background-color: white; background-position: initial initial; background-repeat: initial initial; color: #222222;">D: 03 9695 7718<span class="apple-converted-space"> </span></span><br />
</span></div>
<span style="font-family: Arial, Helvetica, sans-serif;"><span style="line-height: 115%;"><span style="background-color: white;"><span style="color: #222222;">E: </span></span></span><a href="mailto:peterd@dixonkestles.com.au" style="text-align: center;" target="_blank">peterd@dixonkestles.com.au</a></span><br />
<br />
<br />Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-36007086396153680092012-02-12T20:12:00.000-08:002012-02-21T19:51:00.715-08:00<div>
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNV0wlzjfGjWBit44KmZj9wBtZ9eIlzhkm25JsPsub1plvgqIxsBylw5r353aZWRmfT2U9e-VTSR9eBLafpGMwtze9LaPNQE-AsdzegMmp05irAkcBgANLiv_FogDijPM9nlWxJLkvLiDx/s1600/_V4J3190Peter+Davies.jpg"><img alt="" border="0" id="BLOGGER_PHOTO_ID_5708469806199679330" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNV0wlzjfGjWBit44KmZj9wBtZ9eIlzhkm25JsPsub1plvgqIxsBylw5r353aZWRmfT2U9e-VTSR9eBLafpGMwtze9LaPNQE-AsdzegMmp05irAkcBgANLiv_FogDijPM9nlWxJLkvLiDx/s320/_V4J3190Peter+Davies.jpg" style="cursor: pointer; float: left; height: 214px; margin: 0px 10px 10px 0px; width: 320px;" /></a><br />
<div>
<span style="font-family: arial;"><strong>Boundaries on Plans of Subdivisions and for Owners Corporations.</strong></span><br />
<span style="font-family: arial;">Boundaries in an Owners Corporation property have often been an issue and difficult for all involved to gain a clear understanding and interpretation of. The effect of a lack of clarity can lead to disputes over responsibility for certain works and the associated costs that come with them.<br /><br />The new Subdivision (Registrar’s Requirements) Regulations 2011 which commenced in October 2011 have a much more detailed and understandable approach that will help members, owners, Managers, contractors and insurers going forward with the boundaries of lots and common property. Though not retrospective, this new detail and information could also be helpful in resolving some disputes with existing plans.<br /><br />Knowing or at least understanding the boundaries for your lot, other lots and the common property areas of your Plan of Subdivision is important for you when you are involved in an Owners Corporation property. Knowing what is or is not your responsibility and how this could potentially have an impact on you financially is a key element in your property ownership strategy.<br /><br />Dixon Kestles is happy to provide further details of these changes and assist you with a better understanding should you have any concerns.</span></div>
<span style="font-family: arial;">Please contact Peter Davies, Manager - Owners Corporations. </span><br />
<span style="font-family: arial;">D: 03 9695 7718 </span><br />
<span style="font-family: arial;">E: <a href="mailto:peterd@dixonkestles.com.au">peterd@dixonkestles.com.au</a></span><br />
<span style="font-family: arial;"></span><br />
<span style="font-family: arial;"></span><br />
<span style="font-family: arial;"><div>
<br />
<br /></div>
</span><br />
<div>
<br /></div>
<span style="font-family: arial;"></span></div>Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0tag:blogger.com,1999:blog-1976314463072699255.post-17742604139531702772012-01-15T19:42:00.000-08:002012-01-15T19:48:16.132-08:00Inaugural South Melbourne Festival<span style="color: rgb(255, 0, 0);">"Scout About"</span><br /><p><span style="color: rgb(255, 0, 0);">Sunday 19th February, 2012<br />11am – 6pm<br /></span><br />The South Melbourne Street Fair is coming up so mark your diaries to join us for a celebration of culture and diversity in the heart of South Melbourne. Held on Coventry Street, between Clarendon & Cecil Streets, you can take the 96 or 112 tram.<br /><br />Highlights include:</p><p>Dave Graney, Nick Barker, Delicious Cuisine, Entertainment, Demonstrations, Unique shopping</p><p>And of course your local estate agent – Dixon Kestles!<br /><br />We hope to see you there...<br /></p>Dixon Kestleshttp://www.blogger.com/profile/03349097729281359960noreply@blogger.com0